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Portfolio (Quarterly) Guide ↗

Kearns & Associates LLC

· CIK 0001908695
13F Portfolio $194M AUM 40 positions Filed Jan 8, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 40 New
Page 1 of 2  ·  40 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
1 VTI VANGUARD INDEX FDS 174,771.0 $58.6M 30.27% NEW $335.27 +9.4%
2 VOO VANGUARD INDEX FDS 90,937.0 $57.0M 29.46% NEW $627.13 +9.3%
3 VEA VANGUARD TAX-MANAGED FDS 318,398.0 $19.9M 10.28% NEW $62.47 +12.8%
4 VB VANGUARD INDEX FDS 39,028.0 $10.1M 5.20% NEW $257.95 +12.1%
5 SPY SPDR S&P 500 ETF TR Financial Services 9,340.0 $6.4M 3.29% NEW $681.92 +9.3%
6 VWO VANGUARD INTL EQUITY INDEX F 112,346.0 $6.0M 3.12% NEW $53.76 +9.7%
7 AAPL APPLE INC Technology 20,743.0 $5.6M 2.91% NEW $271.86 +13.6%
8 RPRX ROYALTY PHARMA PLC Healthcare 70,740.0 $2.7M 1.41% NEW $38.64 +41.0%
9 SCHF SCHWAB STRATEGIC TR 88,010.0 $2.1M 1.09% NEW $24.04 +13.4%
10 MSFT MICROSOFT CORP Technology 4,305.0 $2.1M 1.08% NEW $483.62 -13.5%
11 VUG VANGUARD INDEX FDS 4,267.0 $2.1M 1.07% NEW $487.90 -82.1%
12 GOOG ALPHABET INC Communication Services 4,800.0 $1.5M 0.78% NEW $313.80 +20.9%
13 GOOGL ALPHABET INC Communication Services 4,800.0 $1.5M 0.78% NEW $313.00 +22.4%
14 PJUL INNOVATOR ETFS TRUST 25,755.0 $1.2M 0.62% NEW $46.43 +4.3%
15 V VISA INC Financial Services 3,200.0 $1.1M 0.58% NEW $350.71 -6.2%
16 AMZN AMAZON COM INC Consumer Cyclical 4,660.0 $1.1M 0.56% NEW $230.82 +15.4%
17 BAC BANK AMERICA CORP Financial Services 19,500.0 $1.1M 0.55% NEW $55.00 -5.8%
18 IGM ISHARES TR 8,226.0 $1.1M 0.55% NEW $129.16 +21.7%
19 AXP AMERICAN EXPRESS CO Financial Services 2,800.0 $1.0M 0.54% NEW $369.95 -15.7%
20 SCHW SCHWAB CHARLES CORP Financial Services 9,000.0 $899K 0.47% NEW $99.91 -9.8%
Page 1 of 2  ·  40 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 44.5%
Technology 25.1%
Healthcare 11.2%
Communication Services 9.4%
Consumer Cyclical 3.4%
Consumer Defensive 2.3%
Industrials 1.7%
Energy 1.5%
Real Estate 0.9%