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Valpey Financial Services, LLC

· CIK 0002077991
13F Portfolio $2.8B AUM 72 positions Filed Feb 10, 2026 EDGAR ↗ ← All Funds
Q4 2025 Q3 2025
# Ticker Company Sector Shares Value % Port Chg Shares Chg % Period Price ① Since Period ①
1 SCHG SCHWAB STRATEGIC TR 8,003,802 $245.4M 8.81% +7.8M +3085.3% $30.66 +11.8%
2 SCHF SCHWAB STRATEGIC TR 5,317,481 $221.2M 7.94% +5.1M +2277.5% $41.60 -35.8%
3 SCHO SCHWAB STRATEGIC TR 5,246,793 $215.3M 7.73% +5.0M +2499.8% $41.03 -41.2%
4 SCHV SCHWAB STRATEGIC TR 6,251,249 $211.1M 7.58% +6.0M +2913.4% $33.77 -3.6%
5 SCHZ SCHWAB STRATEGIC TR 3,749,009 $160.4M 5.76% +3.6M +2295.2% $42.79 -46.4%
6 SCHM SCHWAB STRATEGIC TR 4,224,671 $140.5M 5.04% +4.1M +2876.4% $33.26 +2.1%
7 BNDX VANGUARD CHARLOTTE FDS 6,751,430 $139.7M 5.02% +6.6M +5019.1% $20.70 +129.9%
8 SCHA SCHWAB STRATEGIC TR 3,638,749 $127.8M 4.59% +3.5M +2689.1% $35.11 -7.2%
9 SPDR INDEX SHS FDS 5,507,040 $124.0M 4.45% +5.4M +4353.3% $22.52
10 BKLN INVESCO EXCH TRADED FD TR II 2,476,445 $117.9M 4.24% +2.4M +2109.5% $47.62 -56.7%
11 VXUS VANGUARD STAR FDS 6,042,749 $80.1M 2.88% +6.0M +7516.6% $13.26 +527.0%
12 VEU VANGUARD INTL EQUITY INDEX F 5,519,424 $75.0M 2.69% +5.4M +7182.6% $13.59 +495.9%
13 SCHP SCHWAB STRATEGIC TR 1,970,938 $74.4M 2.67% +1.9M +2722.6% $37.75 -29.4%
14 BNDX VANGUARD BD INDEX FDS 5,236,930 $70.7M 2.54% +5.2M +7708.3% $13.50 +252.4%
15 BSV VANGUARD BD INDEX FDS 4,859,594 $61.7M 2.21% +4.8M +8019.6% $12.69 +513.1%
16 VTV VANGUARD INDEX FDS 8,389,106 $43.9M 1.58% +8.3M +10000.0% $5.24 +3847.2%
17 SPYV SPDR SERIES TRUST 2,133,308 $37.6M 1.35% +2.1M +5865.0% $17.60 +240.2%
18 VONV VANGUARD SCOTTSDALE FDS 3,458,565 $37.5M 1.35% +3.4M +9192.2% $10.83 +840.5%
19 VTC VANGUARD SCOTTSDALE FDS 2,875,950 $37.0M 1.33% +2.8M +7873.0% $12.88 +490.9%
20 IUSV ISHARES TR 2,962,216 $28.9M 1.04% +2.9M +10000.0% $9.75 +1008.8%
21 AGG ISHARES TR 2,872,830 $28.8M 1.03% +2.8M +9942.0% $10.01 +879.0%
22 VWO VANGUARD INTL EQUITY INDEX F 1,492,813 $27.8M 1.00% +1.5M +5540.7% $18.60 +214.2%
23 IJH ISHARES TR 1,698,870 $25.7M 0.92% +1.7M +6393.9% $15.15 +376.7%
24 TIP ISHARES TR 2,428,978 $22.1M 0.79% +2.4M +10000.0% $9.10 +1115.7%
25 IAGG ISHARES TR 1,100,644 $22.0M 0.79% +1.1M +5384.0% $20.00 +148.5%
26 EFA ISHARES TR 2,091,588 $21.8M 0.78% +2.1M +9468.5% $10.41 +876.8%
27 IUSG ISHARES TR 3,525,312 $21.0M 0.75% +3.5M +10000.0% $5.95 +3035.2%
28 IVOO VANGUARD ADMIRAL FDS INC 2,304,632 $20.6M 0.74% +2.3M +10000.0% $8.94 +1266.4%
29 VBR VANGUARD INDEX FDS 4,270,098 $20.2M 0.72% +4.2M +10000.0% $4.72 +4713.8%
30 VIOO VANGUARD ADMIRAL FDS INC 2,101,246 $18.9M 0.68% +2.1M +10000.0% $9.01 +1273.1%
31 VUG VANGUARD INDEX FDS 8,168,795 $16.7M 0.60% +8.2M +10000.0% $2.05 +4165.4%
32 VUSB VANGUARD BD INDEX FDS 808,286 $16.2M 0.58% +797K +7011.4% $20.06 +147.7%
33 VEA VANGUARD TAX-MANAGED FDS 983,739 $15.7M 0.56% +968K +6123.1% $16.01 +331.6%
34 VO VANGUARD INDEX FDS 4,423,038 $15.2M 0.55% +4.4M +10000.0% $3.45 +2121.1%
35 VONG VANGUARD SCOTTSDALE FDS 1,737,121 $14.3M 0.51% +1.7M +10000.0% $8.21 +1458.5%
36 SPMD SPDR SERIES TRUST 814,448 $14.1M 0.51% +802K +6201.3% $17.27 +266.7%
37 IUSB ISHARES TR 642,032 $13.8M 0.49% +628K +4602.5% $21.49 +112.7%
38 SHY ISHARES TR 1,114,004 $13.5M 0.48% +1.1M +9080.1% $12.07 +579.6%
39 SCHR SCHWAB STRATEGIC TR 320,743 $12.8M 0.46% +310K +3018.8% $39.87 -38.5%
40 VGSH VANGUARD SCOTTSDALE FDS 744,033 $12.7M 0.46% +733K +6665.2% $17.03 +241.7%
41 SPSM SPDR SERIES TRUST 587,643 $12.5M 0.45% +577K +5431.3% $21.34 +144.2%
42 IJR ISHARES TR 1,405,019 $11.7M 0.42% +1.4M +10000.0% $8.32 +1509.6%
43 IDEV ISHARES TR 960,434 $11.6M 0.42% +949K +8453.2% $12.12 +624.7%
44 AOK ISHARES TR 460,161 $11.5M 0.41% +450K +4221.6% $24.92 +64.0%
45 SPDR SERIES TRUST 333,542 $10.9M 0.39% +323K +3198.5% $32.54
46 GS GOLDMAN SACHS ETF TR Financial Services 472,577 $10.2M 0.37% +463K +4851.0% $21.62 +4381.4%
47 IJS ISHARES TR 1,073,064 $9.4M 0.34% +1.1M +10000.0% $8.79 +1328.8%
48 AOR ISHARES TR 438,466 $6.7M 0.24% +432K +6658.1% $15.38 +342.9%
49 SPYG SPDR SERIES TRUST 689,133 $6.5M 0.23% +681K +8907.1% $9.37 +1162.9%
50 IVW ISHARES TR 712,286 $5.8M 0.21% +706K +10000.0% $8.11 +1585.1%
51 SHV ISHARES TR 628,449 $5.7M 0.20% +622K +9358.9% $9.08 +1114.4%
52 IXUS ISHARES TR 475,909 $5.6M 0.20% +470K +8155.1% $11.82 +690.4%
53 SPLV INVESCO EXCH TRADED FD TR II 354,415 $5.0M 0.18% +349K +7081.7% $14.00 +416.7%
54 ILCG ISHARES TR 474,901 $4.6M 0.16% +470K +10000.0% $9.61 +1099.1%
55 VANGUARD SCOTTSDALE FDS 358,467 $4.3M 0.15% +354K +8374.4% $11.94
56 XOM EXXON MOBIL CORP Energy 476,400 $4.0M 0.14% +472K +10000.0% $8.31 +1738.5%
57 IGSB ISHARES TR 200,304 $3.8M 0.14% NEW $18.91 +176.3%
58 VB VANGUARD INDEX FDS 954,531 $3.7M 0.13% +951K +10000.0% $3.88 +7170.4%
59 AOA ISHARES TR 286,785 $3.2M 0.12% +284K +10000.0% $11.17 +757.2%
60 ISHARES INC 212,101 $3.2M 0.11% +209K +6711.2% $14.87
61 BIV VANGUARD BD INDEX FDS 230,932 $3.0M 0.11% +228K +7795.1% $12.84 +492.4%
62 IVE ISHARES TR 623,189 $2.9M 0.11% +620K +10000.0% $4.72 +4638.1%
63 IBM INTERNATIONAL BUSINESS MACHS Technology 867,007 $2.9M 0.10% +864K +10000.0% $3.38 +6368.3%
64 SPY SPDR S&P 500 ETF TR Financial Services 1,613,297 $2.4M 0.09% +1.6M +10000.0% $1.47 +50298.1%
65 MSFT MICROSOFT CORP Technology 1,027,590 $2.1M 0.08% +1.0M +10000.0% $2.07 +19698.9%
66 VTI VANGUARD INDEX FDS 704,360 $2.1M 0.07% +703K +10000.0% $2.98 +12060.9%
67 JPM JPMORGAN CHASE & CO. Financial Services 437,253 $1.4M 0.05% +436K +10000.0% $3.10 +9563.7%
68 HON HONEYWELL INTL INC Industrials 208,746 $1.1M 0.04% +208K +10000.0% $5.13 +4147.5%
69 GOOGL ALPHABET INC Communication Services 318,321 $1.0M 0.04% +317K +10000.0% $3.19 +12453.5%
70 IWD ISHARES TR 211,725 $1.0M 0.04% +211K +10000.0% $4.76 +4781.9%
71 IWF ISHARES TR 356,868 $754K 0.03% +356K +10000.0% $2.11 +5786.4%
72 IVV ISHARES TR 219,181 $320K 0.01% +219K +10000.0% $1.46 +50756.2%

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 55.7%
Technology 20.2%
Energy 15.8%
Industrials 4.3%
Communication Services 4.1%