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Portfolio (Quarterly) Guide ↗

RF&L WEALTH MANAGEMENT, LLC

· CIK 0001965915
13F Portfolio $178M AUM 62 positions Filed Jan 9, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 62 New
Page 2 of 4  ·  62 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 COST COSTCO WHSL CORP NEW Consumer Defensive 3,865.0 $3.3M 1.87% NEW $862.34 +21.8%
22 WMT WALMART INC Consumer Defensive 29,509.0 $3.3M 1.84% NEW $111.41 +17.4%
23 IDEV ISHARES TR 31,079.0 $2.6M 1.44% NEW $82.48 +8.9%
24 JPM JPMORGAN CHASE & CO. Financial Services 7,000.0 $2.3M 1.26% NEW $322.24 -6.0%
25 CRWD CROWDSTRIKE HLDGS INC Technology 4,500.0 $2.1M 1.18% NEW $468.76 +38.3%
26 IWD ISHARES TR 9,409.0 $2.0M 1.11% NEW $210.34 +11.6%
27 FNDF SCHWAB STRATEGIC TR 43,674.0 $2.0M 1.11% NEW $45.21 +18.7%
28 UNH UNITEDHEALTH GROUP INC Healthcare 5,114.0 $1.7M 0.95% NEW $330.11 +16.1%
29 DFAX DIMENSIONAL ETF TRUST 42,331.0 $1.4M 0.78% NEW $32.73 +13.2%
30 OHI OMEGA HEALTHCARE INVS INC Real Estate 30,796.0 $1.4M 0.77% NEW $44.34 +8.8%
31 DISV DIMENSIONAL ETF TRUST 32,845.0 $1.2M 0.70% NEW $38.00 +11.1%
32 KO COCA COLA CO Consumer Defensive 17,130.0 $1.2M 0.67% NEW $69.91 +16.1%
33 ABT ABBOTT LABS Healthcare 9,494.0 $1.2M 0.67% NEW $125.28 -29.9%
34 CVX CHEVRON CORP NEW Energy 7,760.0 $1.2M 0.66% NEW $152.41 +25.3%
35 VWO VANGUARD INTL EQUITY INDEX F 20,213.0 $1.1M 0.61% NEW $53.76 +9.2%
36 IWM ISHARES TR 4,059.0 $999K 0.56% NEW $246.16 +14.8%
37 VTV VANGUARD INDEX FDS 5,018.0 $958K 0.54% NEW $190.99 +9.4%
38 DFEM DIMENSIONAL ETF TRUST 28,725.0 $950K 0.53% NEW $33.08 +19.8%
39 BSVO EA SERIES TRUST 38,641.0 $900K 0.51% NEW $23.30 +18.1%
40 IJR ISHARES TR 7,314.0 $879K 0.49% NEW $120.18 +13.4%
Page 2 of 4  ·  62 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 34.7%
Healthcare 18.6%
Consumer Defensive 13.2%
Communication Services 11.4%
Consumer Cyclical 10.9%
Financial Services 5.4%
Energy 2.7%
Real Estate 2.3%
Utilities 0.7%