TWFG
TWFG, Inc. Common Stock NASDAQ Listed Jul 18, 2024$24.15
+0.96%
vs $23.92
Mkt Cap $313.9M
52w Low $16.56
51.5% of range
52w High $31.30
50d MA $27.53
200d MA $23.44
P/E (TTM)
35.7x
EV/EBITDA
14.3x
P/B
1.1x
Debt/Equity
0.1x
ROE
10.5%
P/FCF
25.6x
RSI (14)
24.70
ATR (14)
$1.20
Beta
0.56
50d MA
$27.53
200d MA
$23.44
Avg Volume
182.6K
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.
1201 Lake Woodlands Drive · The Woodlands, TX 77380 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aug 5, 2026 | AMC | 0.26 | 0.38 | +47.9% | 27.82 | +2.4% | +2.7% | +1.8% | -4.9% | -0.7% | -2.9% | — |
| May 7, 2026 | AMC | 0.20 | 0.29 | +45.0% | 19.35 | +8.5% | -1.2% | +0.7% | +0.0% | -1.8% | -6.4% | — |
| Feb 25, 2026 | AMC | 0.18 | 0.30 | +66.7% | 17.93 | +6.9% | +7.1% | +6.0% | +2.1% | -3.6% | -0.8% | — |
| Nov 12, 2025 | AMC | 0.19 | 0.23 | +21.1% | 26.55 | +1.5% | +2.6% | -1.3% | +0.7% | +5.1% | -1.8% | — |
| Aug 12, 2025 | AMC | 0.18 | 0.20 | +11.1% | 26.76 | -5.6% | +5.9% | -1.2% | +1.7% | -2.2% | +4.2% | — |
| May 13, 2025 | AMC | 0.15 | 0.16 | +6.7% | 32.46 | -0.7% | -0.6% | +5.4% | -0.6% | +0.3% | +4.2% | — |
| Mar 19, 2025 | AMC | 0.10 | 0.19 | +90.0% | 32.00 | -0.0% | -5.8% | -0.1% | +1.5% | -2.1% | +0.1% | — |
| Nov 12, 2024 | AMC | 0.17 | 0.15 | -11.8% | 32.99 | -1.1% | -4.2% | -2.3% | +0.9% | +2.8% | +0.8% | — |
| Aug 27, 2024 | AMC | 0.14 | 14.89 | +9999.0% | 26.87 | -4.0% | -1.5% | +3.2% | +4.9% | +3.8% | +1.0% | — |
| Jun 30, 2024 | AMC | — | 0.53 | — | — | — | — | — | — | — | — | — |
| Dec 31, 2023 | AMC | — | 0.08 | — | — | — | — | — | — | — | — | — |
| Sep 30, 2023 | AMC | — | 0.58 | — | — | — | — | — | — | — | — | — |
| Jun 30, 2023 | AMC | — | 0.01 | — | — | — | — | — | — | — | — | — |
| Mar 31, 2023 | AMC | — | 0.01 | — | — | — | — | — | — | — | — | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aug 19 | Morgan Stanley | Upgrade | Equal-Weight → Overweight | $30 | $26.78 | $27.45 | +2.5% | +2.5% | +3.6% | +1.8% | +4.5% | +2.9% |
| Apr 9 | JP Morgan | Maintains | Neutral → Neutral | — | $19.40 | $19.21 | -1.0% | -4.9% | -2.8% | +2.3% | -1.4% | +2.3% |
| Apr 8 | UBS | Maintains | Buy → Buy | — | $18.91 | $19.18 | +1.4% | +2.6% | -4.9% | -2.8% | +2.3% | -1.4% |
| Apr 7 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $18.61 | $18.50 | -0.6% | +1.6% | +2.6% | -4.9% | -2.8% | +2.3% |
| Apr 6 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $18.09 | $18.15 | +0.3% | +2.9% | +1.6% | +2.6% | -4.9% | -2.8% |
| Mar 9 | UBS | Maintains | Buy → Buy | — | $20.81 | $20.73 | -0.4% | -3.9% | +0.6% | -3.5% | +0.8% | +1.1% |
| Mar 5 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $19.88 | $19.60 | -1.4% | -0.5% | +5.2% | -3.9% | +0.6% | -3.5% |
| Feb 27 | Piper Sandler | Maintains | Overweight → Overweight | — | $19.20 | $19.34 | +0.7% | +6.0% | +2.1% | -3.6% | -0.8% | -0.5% |
| Feb 23 | Piper Sandler | Maintains | Overweight → Overweight | — | $17.52 | $17.31 | -1.2% | -1.7% | -1.0% | +5.2% | +7.1% | +6.0% |
| Nov 17 | JP Morgan | Maintains | Neutral → Neutral | — | $26.90 | $26.90 | +0.0% | +0.7% | +5.1% | -1.8% | +1.1% | -1.0% |
| Nov 17 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $26.90 | $26.90 | +0.0% | +0.7% | +5.1% | -1.8% | +1.1% | -1.0% |
| Oct 9 | JP Morgan | Maintains | Neutral → Neutral | — | $27.50 | $27.23 | -1.0% | -2.2% | -0.3% | -2.3% | +3.3% | -3.0% |
| Oct 8 | UBS | Maintains | Buy → Buy | — | $28.19 | $28.04 | -0.5% | -2.4% | -2.2% | -0.3% | -2.3% | +3.3% |
| Oct 7 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $28.41 | $28.41 | +0.0% | -0.8% | -2.4% | -2.2% | -0.3% | -2.3% |
| Aug 18 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $28.49 | $28.36 | -0.5% | -2.2% | +4.2% | -3.5% | +0.8% | +4.1% |
| Aug 14 | Piper Sandler | Maintains | Overweight → Overweight | — | $28.35 | $27.95 | -1.4% | -1.2% | +1.7% | -2.2% | +4.2% | -3.5% |
| Jul 9 | UBS | Maintains | Buy → Buy | — | $34.31 | $34.69 | +1.1% | -1.3% | -0.1% | -3.4% | +0.8% | -0.7% |
| May 19 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $33.80 | $33.80 | +0.0% | +0.3% | +4.2% | -0.9% | -0.1% | +0.6% |
| May 19 | JP Morgan | Maintains | Neutral → Neutral | — | $33.80 | $33.80 | +0.0% | +0.3% | +4.2% | -0.9% | -0.1% | +0.6% |
| Apr 10 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $30.20 | $30.00 | -0.7% | -2.3% | +5.9% | +3.7% | +3.2% | -1.2% |
| Apr 9 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $27.75 | $27.02 | -2.6% | +8.8% | -2.3% | +5.9% | +3.7% | +3.2% |
| Mar 25 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $30.55 | $30.57 | +0.1% | -2.1% | +0.1% | +1.9% | +0.0% | +1.3% |
| Mar 4 | BMO Capital | Maintains | Outperform → Outperform | — | $32.22 | $31.75 | -1.5% | -0.4% | -0.7% | -3.5% | -2.4% | -1.9% |
| Jan 3 | JP Morgan | Downgrade | Overweight → Neutral | — | $30.00 | $29.17 | -2.8% | -1.0% | -3.9% | -1.3% | -3.7% | +6.3% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $34.97 | $34.66 | -0.9% | +1.0% | -4.4% | -2.1% | -3.6% | -1.4% |
| Dec 4 | Keefe, Bruyette& Woods | Maintains | Market Perform → Market Perform | — | $34.97 | $34.66 | -0.9% | +1.0% | -4.4% | -2.1% | -3.6% | -1.4% |
| Nov 14 | RBC Capital | Maintains | Outperform → Outperform | — | $31.61 | $31.62 | +0.0% | -2.3% | +0.9% | +2.8% | +0.8% | +1.3% |
| Nov 11 | Piper Sandler | Maintains | Overweight → Overweight | — | $33.37 | $34.55 | +3.5% | +0.7% | -1.9% | -4.2% | -2.3% | +0.9% |
| Sep 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $29.77 | $30.01 | +0.8% | +1.0% | +2.9% | -3.9% | -7.0% | -1.3% |
| Aug 30 | JP Morgan | Maintains | Overweight → Overweight | — | $27.34 | $27.52 | +0.7% | +4.9% | +3.8% | +1.0% | +2.9% | -3.9% |
| Aug 29 | RBC Capital | Maintains | Outperform → Outperform | — | $26.48 | $26.66 | +0.7% | +3.2% | +4.9% | +3.8% | +1.0% | +2.9% |
| Aug 28 | BMO Capital | Maintains | Outperform → Outperform | — | $26.87 | $25.80 | -4.0% | -1.5% | +3.2% | +4.9% | +3.8% | +1.0% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 5, 2026 | DOAK MICHAELDir | — | Buy | 7,865 | $19.45 | $153K | 765,587 | +3.82% | -1.95% |
| Jun 4, 2026 | DOAK MICHAELDir | — | Buy | 11,000 | $19.09 | $210K | 757,722 | +4.85% | -3.02% |
| Jun 3, 2026 | DOAK MICHAELDir | — | Buy | 22,994 | $18.62 | $428K | 746,722 | +4.85% | -3.02% |
| Jun 2, 2026 | DOAK MICHAELDir | — | Buy | 16,500 | $19.25 | $318K | 723,728 | -2.62% | +3.82% |
| Jun 1, 2026 | DOAK MICHAELDir | — | Buy | 16,500 | $19.33 | $319K | 707,228 | -2.62% | +3.82% |
| May 27, 2026 | DOAK MICHAELDir | — | Buy | 24,880 | $18.62 | $463K | 668,398 | +1.02% | -2.62% |
| May 26, 2026 | DOAK MICHAELDir | — | Buy | 11,000 | $19.23 | $212K | 643,518 | +1.02% | -2.62% |
| May 22, 2026 | DOAK MICHAELDir | — | Buy | 11,000 | $18.89 | $208K | 632,518 | +1.02% | -2.62% |
8-K · 1.01
! Medium
TWFG, Inc. -- 8-K 1.01: Financing / Debt Agreement
TWFG, Inc. entered into a financing or debt agreement with its holding company, potentially restructuring capital arrangements or refinancing existing obligations within the corporate structure.
Aug 13
8-K · 2.02
!! High
TWFG, Inc. -- 8-K 2.02: Earnings Results
TWFG reported earnings results; investors should review the furnished press release in Exhibit 99.1 for detailed financial performance metrics and operational updates.
Aug 5
8-K · 5.02
!!! Very High
TWFG, Inc. -- 8-K 5.02: Executive Change
Jul 24
8-K · 8.01
!! High
TWFG, Inc. -- 8-K 8.01: Material Event / Announcement
TWFG's board authorized a $50 million share repurchase program for Class A common stock, signaling management confidence while potentially supporting the stock price through reduced share count.
Feb 25
Institutional (13F) — Top 0
All ↗
No 13F holders found.
Mutual Funds / ETFs (N-PORT) — Top 3
All ↗
| # | Fund | Shares | Value | Period |
|---|---|---|---|---|
| 1 | Avantis U.S. Small Cap Equity ETF | 10,277 | $209K | Feb 2026 |
| 2 | WisdomTree U.S. SmallCap Fund | 2,364 | $43K | Mar 2026 |
| 3 | Column Small Cap Fund | 85 | $2K | Feb 2026 |
Valuation
Market Cap
$313.9M
Enterprise Value
$1.21B
P/E (TTM)
35.68x
Forward P/E
25.39x
PEG Ratio
0.30x
P/B
1.15x
P/S
1.10x
P/FCF
25.58x
EV/EBITDA
14.34x
Shares Out
56.3M
Financials (TTM)
Revenue
$284.6M
Net Income
$8.8M
EBITDA
$84.3M
Free Cash Flow
$53.1M
Op Cash Flow
$53.5M
EPS Basic
$0.53
EPS Diluted
$0.37
EPS Forward
$0.95
Gross Margin
32.0%
Op Margin
16.3%
Net Margin
3.1%
Balance Sheet
Total Assets
$370.9M
Total Liab.
$55.6M
Total Equity
$315.3M
Cash
$155.9M
LT Debt
$4.9M
Book Value/Sh
$20.99
Debt/Equity
0.13x
Current Ratio
68.07
Quick Ratio
68.07
Returns & Growth
ROE
10.5%
ROA
2.3%
ROIC
9.3%
Rev Growth YoY
+28.2%
EPS Growth YoY
+179.0%
Price Returns
2W
-9.5%
1M
-21.8%
3M
+2.0%
6M
+31.8%
12M
-10.6%
Technicals
52W High
$31.30
52W Low
$16.56
50d MA
$27.53
200d MA
$23.44
RSI (14)
24.70
ATR (14)
$1.20
Beta
0.56
Avg Volume
183K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$29.25
High
$33.00
Low
$22.00
Median
$31.00
Data updated apr 27, 2026 6:10am
· Source: financialmodelingprep.com