TWFG
TWFG, Inc. Common Stock NASDAQ Listed Jul 18, 2024$21.05
-2.14%
vs $21.51
Mkt Cap $1.2B
52w Low $17.04
21.1% of range
52w High $36.04
50d MA $19.48
200d MA $23.27
P/E (TTM)
31.0x
EV/EBITDA
14.2x
P/B
1.0x
Debt/Equity
0.1x
ROE
10.5%
P/FCF
22.3x
RSI (14)
62.50
ATR (14)
$1.07
Beta
0.56
50d MA
$19.48
200d MA
$23.27
Avg Volume
253.0K
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.
1201 Lake Woodlands Drive · The Woodlands, TX 77380 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 7, 2026 | AMC | 0.20 | 0.29 | +45.0% | 19.35 | +8.5% | -1.2% | +0.7% | +0.0% | -1.8% | -6.4% | — |
| Feb 25, 2026 | AMC | 0.18 | 0.30 | +66.7% | 17.93 | +6.9% | +7.1% | +6.0% | +2.1% | -3.6% | -0.8% | — |
| Nov 12, 2025 | AMC | 0.19 | 0.23 | +21.1% | 26.55 | +1.5% | +2.6% | -1.3% | +0.7% | +5.1% | -1.8% | — |
| Aug 12, 2025 | AMC | 0.18 | 0.20 | +11.1% | 26.76 | -5.6% | +5.9% | -1.2% | +1.7% | -2.2% | +4.2% | — |
| May 13, 2025 | AMC | 0.15 | 0.16 | +6.7% | 32.46 | -0.7% | -0.6% | +5.4% | -0.6% | +0.3% | +4.2% | — |
| Mar 19, 2025 | AMC | 0.10 | 0.19 | +90.0% | 32.00 | -0.0% | -5.8% | -0.1% | +1.5% | -2.1% | +0.1% | — |
| Nov 12, 2024 | AMC | 0.17 | 0.15 | -11.8% | 32.99 | -1.1% | -4.2% | -2.3% | +0.9% | +2.8% | +0.8% | — |
| Aug 27, 2024 | AMC | 3.74 | 14.89 | +298.1% | 26.87 | -4.0% | -1.5% | +3.2% | +4.9% | +3.8% | +1.0% | — |
| Jun 30, 2024 | AMC | — | 0.53 | — | — | — | — | — | — | — | — | — |
| Dec 31, 2023 | AMC | — | 0.08 | — | — | — | — | — | — | — | — | — |
| Sep 30, 2023 | AMC | — | 0.58 | — | — | — | — | — | — | — | — | — |
| Jun 30, 2023 | AMC | — | 0.01 | — | — | — | — | — | — | — | — | — |
| Mar 31, 2023 | AMC | — | 0.01 | — | — | — | — | — | — | — | — | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 9 | JP Morgan | Maintains | Neutral → Neutral | — | $19.40 | $19.21 | -1.0% | -4.9% | -2.8% | +2.3% | -1.4% | +2.3% |
| Apr 8 | UBS | Maintains | Buy → Buy | — | $18.91 | $19.18 | +1.4% | +2.6% | -4.9% | -2.8% | +2.3% | -1.4% |
| Apr 7 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $18.61 | $18.50 | -0.6% | +1.6% | +2.6% | -4.9% | -2.8% | +2.3% |
| Apr 6 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $18.09 | $18.15 | +0.3% | +2.9% | +1.6% | +2.6% | -4.9% | -2.8% |
| Mar 9 | UBS | Maintains | Buy → Buy | — | $20.81 | $20.73 | -0.4% | -3.9% | +0.6% | -3.5% | +0.8% | +1.1% |
| Mar 5 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $19.88 | $19.60 | -1.4% | -0.5% | +5.2% | -3.9% | +0.6% | -3.5% |
| Feb 27 | Piper Sandler | Maintains | Overweight → Overweight | — | $19.20 | $19.34 | +0.7% | +6.0% | +2.1% | -3.6% | -0.8% | -0.5% |
| Feb 23 | Piper Sandler | Maintains | Overweight → Overweight | — | $17.52 | $17.31 | -1.2% | -1.7% | -1.0% | +5.2% | +7.1% | +6.0% |
| Nov 17 | JP Morgan | Maintains | Neutral → Neutral | — | $26.90 | $26.90 | +0.0% | +0.7% | +5.1% | -1.8% | +1.1% | -1.0% |
| Nov 17 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $26.90 | $26.90 | +0.0% | +0.7% | +5.1% | -1.8% | +1.1% | -1.0% |
| Oct 9 | JP Morgan | Maintains | Neutral → Neutral | — | $27.50 | $27.23 | -1.0% | -2.2% | -0.3% | -2.3% | +3.3% | -3.0% |
| Oct 8 | UBS | Maintains | Buy → Buy | — | $28.19 | $28.04 | -0.5% | -2.4% | -2.2% | -0.3% | -2.3% | +3.3% |
| Oct 7 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $28.41 | $28.41 | +0.0% | -0.8% | -2.4% | -2.2% | -0.3% | -2.3% |
| Aug 18 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $28.49 | $28.36 | -0.5% | -2.2% | +4.2% | -3.5% | +0.8% | +4.1% |
| Aug 14 | Piper Sandler | Maintains | Overweight → Overweight | — | $28.35 | $27.95 | -1.4% | -1.2% | +1.7% | -2.2% | +4.2% | -3.5% |
| Jul 9 | UBS | Maintains | Buy → Buy | — | $34.31 | $34.69 | +1.1% | -1.3% | -0.1% | -3.4% | +0.8% | -0.7% |
| May 19 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $33.80 | $33.80 | +0.0% | +0.3% | +4.2% | -0.9% | -0.1% | +0.6% |
| May 19 | JP Morgan | Maintains | Neutral → Neutral | — | $33.80 | $33.80 | +0.0% | +0.3% | +4.2% | -0.9% | -0.1% | +0.6% |
| Apr 10 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $30.20 | $30.00 | -0.7% | -2.3% | +5.9% | +3.7% | +3.2% | -1.2% |
| Apr 9 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $27.75 | $27.02 | -2.6% | +8.8% | -2.3% | +5.9% | +3.7% | +3.2% |
| Mar 25 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $30.55 | $30.57 | +0.1% | -2.1% | +0.1% | +1.9% | +0.0% | +1.3% |
| Mar 4 | BMO Capital | Maintains | Outperform → Outperform | — | $32.22 | $31.75 | -1.5% | -0.4% | -0.7% | -3.5% | -2.4% | -1.9% |
| Jan 3 | JP Morgan | Downgrade | Overweight → Neutral | — | $30.00 | $29.17 | -2.8% | -1.0% | -3.9% | -1.3% | -3.7% | +6.3% |
| Dec 4 | Keefe, Bruyette& Woods | Maintains | Market Perform → Market Perform | — | $34.97 | $34.66 | -0.9% | +1.0% | -4.4% | -2.1% | -3.6% | -1.4% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $34.97 | $34.66 | -0.9% | +1.0% | -4.4% | -2.1% | -3.6% | -1.4% |
| Nov 14 | RBC Capital | Maintains | Outperform → Outperform | — | $31.61 | $31.62 | +0.0% | -2.3% | +0.9% | +2.8% | +0.8% | +1.3% |
| Nov 11 | Piper Sandler | Maintains | Overweight → Overweight | — | $33.37 | $34.55 | +3.5% | +0.7% | -1.9% | -4.2% | -2.3% | +0.9% |
| Sep 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $29.77 | $30.01 | +0.8% | +1.0% | +2.9% | -3.9% | -7.0% | -1.3% |
| Aug 30 | JP Morgan | Maintains | Overweight → Overweight | — | $27.34 | $27.52 | +0.7% | +4.9% | +3.8% | +1.0% | +2.9% | -3.9% |
| Aug 29 | RBC Capital | Maintains | Outperform → Outperform | — | $26.48 | $26.66 | +0.7% | +3.2% | +4.9% | +3.8% | +1.0% | +2.9% |
| Aug 28 | BMO Capital | Maintains | Outperform → Outperform | — | $26.87 | $25.80 | -4.0% | -1.5% | +3.2% | +4.9% | +3.8% | +1.0% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 5, 2026 | DOAK MICHAELDir | — | Buy | 7,865 | $19.45 | $153K | 765,587 | +3.82% | -1.95% |
| Jun 4, 2026 | DOAK MICHAELDir | — | Buy | 11,000 | $19.09 | $210K | 757,722 | +4.85% | -3.02% |
| Jun 3, 2026 | DOAK MICHAELDir | — | Buy | 22,994 | $18.62 | $428K | 746,722 | +4.85% | -3.02% |
| Jun 2, 2026 | DOAK MICHAELDir | — | Buy | 16,500 | $19.25 | $318K | 723,728 | -2.62% | +3.82% |
| Jun 1, 2026 | DOAK MICHAELDir | — | Buy | 16,500 | $19.33 | $319K | 707,228 | -2.62% | +3.82% |
| May 27, 2026 | DOAK MICHAELDir | — | Buy | 24,880 | $18.62 | $463K | 668,398 | +1.02% | -2.62% |
| May 26, 2026 | DOAK MICHAELDir | — | Buy | 11,000 | $19.23 | $212K | 643,518 | +1.02% | -2.62% |
| May 22, 2026 | DOAK MICHAELDir | — | Buy | 11,000 | $18.89 | $208K | 632,518 | +1.02% | -2.62% |
Institutional (13F) — Top 0
All ↗
No 13F holders found.
Mutual Funds / ETFs (N-PORT) — Top 3
All ↗
| # | Fund | Shares | Value | Period |
|---|---|---|---|---|
| 1 | Avantis U.S. Small Cap Equity ETF | 10,277 | $209K | Feb 2026 |
| 2 | WisdomTree U.S. SmallCap Fund | 2,364 | $43K | Mar 2026 |
| 3 | Column Small Cap Fund | 85 | $2K | Feb 2026 |
Valuation
Market Cap
$1.18B
Enterprise Value
$1.03B
P/E (TTM)
31.03x
Forward P/E
22.13x
PEG Ratio
0.30x
P/B
1.00x
P/S
4.65x
P/FCF
22.29x
EV/EBITDA
14.24x
Shares Out
56.3M
Financials (TTM)
Revenue
$255.0M
Net Income
$8.4M
EBITDA
$72.6M
Free Cash Flow
$53.1M
Op Cash Flow
$53.5M
EPS Basic
$0.53
EPS Diluted
$0.68
EPS Forward
$0.95
Gross Margin
29.2%
Op Margin
14.2%
Net Margin
3.3%
Balance Sheet
Total Assets
$370.9M
Total Liab.
$55.6M
Total Equity
$315.3M
Cash
$155.9M
LT Debt
$4.9M
Book Value/Sh
$20.99
Debt/Equity
0.13x
Current Ratio
68.07
Quick Ratio
68.07
Returns & Growth
ROE
10.5%
ROA
2.3%
ROIC
9.3%
Rev Growth YoY
+28.2%
EPS Growth YoY
+179.0%
Price Returns
2W
+6.1%
1M
+1.0%
3M
-7.8%
6M
-33.9%
12M
-46.4%
Technicals
52W High
$36.04
52W Low
$17.04
50d MA
$19.48
200d MA
$23.27
RSI (14)
62.50
ATR (14)
$1.07
Beta
0.56
Avg Volume
253K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$29.25
High
$33.00
Low
$22.00
Median
$31.00
Data updated apr 27, 2026 6:10am
· Source: financialmodelingprep.com