SOFI
SoFi Technologies, Inc. NASDAQ Listed Jan 4, 2021$17.54
+1.42%
vs $17.29
Mkt Cap $22.5B
52w Low $14.92
14.7% of range
52w High $32.73
50d MA $16.98
200d MA $22.62
P/E (TTM)
37.5x
EV/EBITDA
20.8x
P/B
1.9x
Debt/Equity
0.2x
ROE
4.6%
P/FCF
-5.4x
RSI (14)
47.00
ATR (14)
$0.93
Beta
2.25
50d MA
$16.98
200d MA
$22.62
Avg Volume
75.6M
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
234 1st Street · San Francisco, CA 94105 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 29, 2026 | BMO | 0.12 | 0.12 | +0.0% | 18.36 | -9.9% | -15.4% | +3.7% | +2.0% | -1.4% | -0.8% | — |
| Jan 30, 2026 | BMO | 0.12 | 0.13 | +12.7% | 24.36 | +4.4% | -6.4% | -3.2% | -1.4% | -4.6% | -6.2% | — |
| Oct 28, 2025 | BMO | 0.08 | 0.11 | +32.0% | 30.00 | +3.3% | +5.5% | -2.4% | -6.1% | +2.2% | +3.2% | — |
| Jul 29, 2025 | BMO | 0.06 | 0.08 | +30.3% | 21.02 | +9.9% | +6.6% | -2.4% | +3.2% | -6.0% | +2.7% | — |
| Apr 29, 2025 | BMO | 0.03 | 0.06 | +84.0% | 13.20 | +7.0% | +0.5% | -5.7% | +0.0% | +1.5% | +1.3% | — |
| Jan 27, 2025 | BMO | 0.04 | 0.05 | +25.0% | 17.92 | -11.1% | -10.3% | +0.6% | -1.1% | +2.8% | -4.0% | — |
| Oct 29, 2024 | BMO | 0.04 | 0.05 | +16.3% | 11.19 | -3.9% | -6.4% | +7.2% | -0.4% | -1.2% | -1.2% | — |
| Jul 30, 2024 | BMO | 0.00 | 0.01 | +116.4% | 7.33 | +3.4% | +1.2% | +1.6% | -5.0% | -7.1% | -1.7% | — |
| Apr 29, 2024 | BMO | 0.01 | 0.02 | +80.3% | 7.87 | -6.4% | -10.4% | -3.8% | +2.1% | +1.0% | -0.4% | — |
| Jan 29, 2024 | BMO | 0.00 | 0.02 | +385.9% | 7.62 | +15.7% | +20.2% | -8.3% | -6.8% | -1.3% | +1.9% | — |
| Oct 30, 2023 | BMO | -0.07 | -0.03 | +57.1% | 6.87 | +10.6% | +1.0% | +8.8% | +0.4% | +7.8% | -2.0% | — |
| Jul 31, 2023 | BMO | -0.06 | -0.06 | +0.0% | 9.55 | +8.8% | +19.9% | -9.6% | -2.6% | -0.3% | -5.5% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 30 | Stephens & Co. | Maintains | Overweight → Overweight | — | $15.53 | $15.77 | +1.5% | +3.7% | +2.0% | -1.4% | -1.1% | +1.7% |
| Apr 30 | TD Cowen | Maintains | Hold → Hold | — | $15.53 | $15.77 | +1.5% | +3.7% | +2.0% | -1.4% | -1.1% | +1.7% |
| Apr 30 | UBS | Maintains | Neutral → Neutral | — | $15.53 | $15.77 | +1.5% | +3.7% | +2.0% | -1.4% | -1.1% | +1.7% |
| Apr 30 | Needham | Maintains | Buy → Buy | — | $15.53 | $15.77 | +1.5% | +3.7% | +2.0% | -1.4% | -1.1% | +1.7% |
| Apr 24 | Truist | Maintains | Hold → Hold | — | $18.32 | $18.44 | +0.7% | +0.7% | +1.7% | -2.1% | -15.4% | +3.7% |
| Apr 14 | Goldman Sachs | Maintains | Neutral → Neutral | — | $17.05 | $17.53 | +2.8% | +5.0% | +4.9% | +1.3% | +2.1% | +0.4% |
| Apr 9 | Keefe, Bruyette & Woods | Maintains | Underperform → Underperform | — | $16.49 | $16.39 | -0.6% | -1.3% | -0.3% | +5.1% | +5.0% | +4.9% |
| Apr 9 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $16.49 | $16.39 | -0.6% | -1.3% | -0.3% | +5.1% | +5.0% | +4.9% |
| Apr 6 | Barclays | Maintains | Equal Weight → Equal Weight | — | $15.85 | $15.89 | +0.3% | +2.6% | -1.0% | +2.4% | -1.3% | -0.3% |
| Feb 18 | Truist | Maintains | Hold → Hold | — | $19.51 | $19.47 | -0.2% | +0.2% | -1.2% | -1.5% | -4.2% | +2.4% |
| Feb 9 | Citizens | Upgrade | Market Perform → Market Outperform | — | $20.86 | $21.29 | +2.1% | +2.3% | -0.8% | -3.0% | -6.1% | +1.6% |
| Feb 3 | JP Morgan | Upgrade | Neutral → Overweight | — | $22.08 | $23.05 | +4.4% | -1.4% | -4.6% | -6.2% | +7.2% | +2.3% |
| Feb 2 | Needham | Maintains | Buy → Buy | — | $22.81 | $22.51 | -1.3% | -3.2% | -1.4% | -4.6% | -6.2% | +7.2% |
| Jan 6 | Goldman Sachs | Maintains | Neutral → Neutral | — | $29.28 | $29.23 | -0.2% | -7.9% | +0.1% | +2.7% | -1.2% | -2.9% |
| Jan 6 | Barclays | Maintains | Equal Weight → Equal Weight | — | $29.28 | $29.23 | -0.2% | -7.9% | +0.1% | +2.7% | -1.2% | -2.9% |
| Nov 25 | Truist | Maintains | Hold → Hold | — | $27.40 | $26.98 | -1.5% | +3.4% | +0.6% | +4.3% | -2.3% | +1.7% |
| Nov 4 | Truist | Maintains | Hold → Hold | — | $30.63 | $29.30 | -4.3% | -4.1% | +2.4% | -9.7% | +3.9% | +8.3% |
| Oct 30 | UBS | Maintains | Neutral → Neutral | — | $30.90 | $30.44 | -1.5% | -6.1% | +2.2% | +3.2% | -4.1% | +2.4% |
| Oct 29 | Goldman Sachs | Maintains | Neutral → Neutral | — | $31.66 | $31.50 | -0.5% | -2.4% | -6.1% | +2.2% | +3.2% | -4.1% |
| Oct 29 | Keefe, Bruyette & Woods | Maintains | Underperform → Underperform | — | $31.66 | $31.50 | -0.5% | -2.4% | -6.1% | +2.2% | +3.2% | -4.1% |
| Oct 29 | Needham | Maintains | Buy → Buy | — | $31.66 | $31.50 | -0.5% | -2.4% | -6.1% | +2.2% | +3.2% | -4.1% |
| Oct 29 | JP Morgan | Maintains | Neutral → Neutral | — | $31.66 | $31.50 | -0.5% | -2.4% | -6.1% | +2.2% | +3.2% | -4.1% |
| Oct 29 | Barclays | Maintains | Equal Weight → Equal Weight | — | $31.66 | $31.50 | -0.5% | -2.4% | -6.1% | +2.2% | +3.2% | -4.1% |
| Oct 29 | Citigroup | Maintains | Buy → Buy | — | $31.66 | $31.50 | -0.5% | -2.4% | -6.1% | +2.2% | +3.2% | -4.1% |
| Oct 29 | BTIG | Maintains | Neutral → Neutral | — | $31.66 | $31.50 | -0.5% | -2.4% | -6.1% | +2.2% | +3.2% | -4.1% |
| Oct 24 | JP Morgan | Maintains | Neutral → Neutral | — | $28.08 | $28.85 | +2.7% | +3.3% | +3.4% | +5.5% | -2.4% | -6.1% |
| Oct 24 | Truist | Maintains | Hold → Hold | — | $28.08 | $28.85 | +2.7% | +3.3% | +3.4% | +5.5% | -2.4% | -6.1% |
| Oct 15 | Keefe, Bruyette & Woods | Maintains | Underperform → Underperform | — | $27.87 | $28.20 | +1.2% | +0.6% | -5.1% | -0.2% | +8.1% | +0.2% |
| Oct 13 | Goldman Sachs | Maintains | Neutral → Neutral | — | $26.19 | $27.07 | +3.4% | +3.6% | +2.7% | +0.6% | -5.1% | -0.2% |
| Sep 29 | Morgan Stanley | Maintains | Underweight → Underweight | — | $27.98 | $28.36 | +1.4% | -1.5% | -4.1% | -2.5% | +0.8% | -2.8% |
| Sep 18 | Mizuho | Maintains | Outperform → Outperform | — | $27.14 | $27.59 | +1.7% | +3.6% | +5.0% | +1.0% | -2.4% | -2.2% |
| Sep 10 | Needham | Maintains | Buy → Buy | — | $25.97 | $26.29 | +1.2% | -1.7% | +1.7% | +2.3% | +4.2% | -0.9% |
| Aug 20 | JP Morgan | Maintains | Neutral → Neutral | — | $22.75 | $22.42 | -1.5% | -1.0% | +3.6% | +7.2% | +4.5% | -2.0% |
| Aug 20 | Citigroup | Maintains | Buy → Buy | — | $22.75 | $22.42 | -1.5% | -1.0% | +3.6% | +7.2% | +4.5% | -2.0% |
| Aug 5 | Keefe, Bruyette & Woods | Maintains | Underperform → Underperform | — | $21.81 | $22.00 | +0.9% | -1.2% | -0.4% | +2.9% | +0.1% | +1.4% |
| Jul 31 | Mizuho | Maintains | Outperform → Outperform | — | $21.87 | $22.68 | +3.7% | +3.2% | -6.0% | +2.7% | -1.2% | -0.4% |
| Jul 30 | Morgan Stanley | Maintains | Underweight → Underweight | — | $22.40 | $20.83 | -7.0% | -2.4% | +3.2% | -6.0% | +2.7% | -1.2% |
| Jul 30 | Barclays | Maintains | Equal Weight → Equal Weight | — | $22.40 | $20.83 | -7.0% | -2.4% | +3.2% | -6.0% | +2.7% | -1.2% |
| Jul 30 | Needham | Maintains | Buy → Buy | — | $22.40 | $20.83 | -7.0% | -2.4% | +3.2% | -6.0% | +2.7% | -1.2% |
| Jul 17 | Truist | Maintains | Hold → Hold | — | $21.39 | $21.50 | +0.5% | +3.3% | -1.3% | -3.0% | -0.9% | +2.8% |
| Jul 14 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | $21.20 | $21.37 | +0.8% | +0.6% | -1.7% | +2.1% | +3.3% | -1.3% |
| Jul 10 | Keefe, Bruyette & Woods | Maintains | Underperform → Underperform | — | $20.22 | $20.39 | +0.8% | +3.7% | +1.1% | +0.6% | -1.7% | +2.1% |
| Jul 9 | JP Morgan | Maintains | Neutral → Neutral | — | $19.95 | $20.17 | +1.1% | +1.4% | +3.7% | +1.1% | +0.6% | -1.7% |
| Jul 8 | Barclays | Maintains | Equal Weight → Equal Weight | — | $19.24 | $19.80 | +2.9% | +3.7% | +1.4% | +3.7% | +1.1% | +0.6% |
| Apr 30 | Needham | Maintains | Buy → Buy | — | $13.27 | $12.79 | -3.6% | -5.7% | +0.0% | +1.5% | +1.3% | -1.0% |
| Apr 30 | Barclays | Maintains | Equal Weight → Equal Weight | — | $13.27 | $12.79 | -3.6% | -5.7% | +0.0% | +1.5% | +1.3% | -1.0% |
| Apr 30 | UBS | Maintains | Neutral → Neutral | — | $13.27 | $12.79 | -3.6% | -5.7% | +0.0% | +1.5% | +1.3% | -1.0% |
| Jan 28 | Goldman Sachs | Maintains | Neutral → Neutral | — | $16.08 | $16.12 | +0.2% | +0.6% | -1.1% | +2.8% | -4.0% | -2.4% |
| Jan 28 | UBS | Maintains | Neutral → Neutral | — | $16.08 | $16.12 | +0.2% | +0.6% | -1.1% | +2.8% | -4.0% | -2.4% |
| Jan 28 | Needham | Maintains | Buy → Buy | — | $16.08 | $16.12 | +0.2% | +0.6% | -1.1% | +2.8% | -4.0% | -2.4% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 22, 2026 | Keough KelliOff | EVP, GBUL, SIPS | Sell | 10,954 | $17.35 | $190K | 378,682 | — | — |
| Jun 18, 2026 | Lavet Robert SOff | General Counsel | Sell | 1,188 | $17.55 | $21K | 88,200 | +1.11% | — |
| Jun 17, 2026 | Rishel JeremyOff | Chief Technology Officer | Sell | 102,123 | $17.78 | $1.8M | 895,089 | +2.81% | — |
| Jun 16, 2026 | Noto AnthonyDir/Off | Chief Executive Officer | Buy | 13,888 | $18.06 | $251K | 11,960,507 | -1.64% | — |
| May 11, 2026 | Noto AnthonyDir/Off | Chief Executive Officer | Buy | 15,545 | $16.00 | $249K | 11,946,619 | -2.21% | +0.64% |
| May 8, 2026 | Noto AnthonyDir/Off | Chief Executive Officer | Buy | 15,878 | $15.73 | $250K | 11,931,074 | +3.24% | -2.56% |
8-K
SoFi Technologies, Inc. -- 8-K Filing
SoFi Technologies held its Annual Meeting with no additional stockholder matters requiring action beyond those previously announced.
Jun 18
8-K
SoFi Technologies, Inc. -- 8-K Filing
SoFi Technologies demonstrated strong operational momentum with record net revenue of $1.1 billion (up 41%), adjusted EBITDA of $340 million (up 62%), and membership reaching 14.7 million, signaling sustained growth across lending and financial products.
Apr 29
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 57,108,581 | $907M | New | Mar 2026 |
| 2 | Vanguard Portfolio Management Llc | 50,975,115 | $809M | New | Mar 2026 |
| 3 | Morgan Stanley | 26,646,732 | $698M | Added | Dec 2025 |
| 4 | D.e. Shaw & Co | 42,720,908 | $678M | Added | Mar 2026 |
| 5 | Ubs Group Ag | 36,417,201 | $578M | Added | Mar 2026 |
| 6 | Qube Research & Technologies Ltd | 16,799,087 | $267M | Added | Mar 2026 |
| 7 | Jane Street Group, Llc | 9,648,573 | $253M | Reduced | Dec 2025 |
| 8 | Citadel Advisors Llc | 11,047,181 | $175M | Reduced | Mar 2026 |
| 9 | Bank Of America Corp /de/ | 10,842,348 | $172M | Reduced | Mar 2026 |
| 10 | Hrt Financial Lp | 8,335,574 | $132M | Added | Mar 2026 |
| 11 | Millennium Management | 8,258,468 | $131M | Added | Mar 2026 |
| 12 | Northern Trust Corp | 7,346,665 | $117M | Added | Mar 2026 |
| 13 | Bank Of Montreal /can/ | 6,766,698 | $107M | Added | Mar 2026 |
| 14 | Royal Bank Of Canada | 6,762,231 | $107M | Reduced | Mar 2026 |
| 15 | Marshall Wace, Llp | 6,519,684 | $104M | Reduced | Mar 2026 |
| 16 | Bnp Paribas Financial Markets | 4,810,367 | $76M | Added | Mar 2026 |
| 17 | Citigroup Inc | 2,895,193 | $76M | Reduced | Dec 2025 |
| 18 | Susquehanna International Group, Llp | 4,770,193 | $76M | Reduced | Mar 2026 |
| 19 | Mitsubishi Ufj Asset Management Co., Ltd. | 4,647,044 | $74M | Added | Mar 2026 |
| 20 | Wells Fargo & Company/mn | 4,422,507 | $70M | New | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$22.49B
Enterprise Value
$18.53B
P/E (TTM)
37.51x
Forward P/E
28.99x
PEG Ratio
-7.19x
P/B
1.92x
P/S
4.27x
P/FCF
-5.43x
EV/EBITDA
20.77x
Shares Out
1.25B
Financials (TTM)
Revenue
$5.14B
Net Income
$576.9M
EBITDA
$892.1M
Free Cash Flow
-$3.98B
Op Cash Flow
-$3.74B
EPS Basic
$0.42
EPS Diluted
$0.44
EPS Forward
$0.60
Gross Margin
76.0%
Op Margin
12.6%
Net Margin
11.2%
Balance Sheet
Total Assets
$50.66B
Total Liab.
$40.17B
Total Equity
$10.49B
Cash
$4.93B
LT Debt
$1.82B
Book Value/Sh
$9.12
Debt/Equity
0.17x
Current Ratio
0.00
Quick Ratio
0.00
Returns & Growth
ROE
4.6%
ROA
0.9%
ROIC
3.0%
Rev Growth YoY
+28.8%
EPS Growth YoY
-8.7%
Price Returns
2W
+13.7%
1M
+13.2%
3M
+2.6%
6M
-38.7%
12M
+37.0%
Technicals
52W High
$32.73
52W Low
$14.92
50d MA
$16.98
200d MA
$22.62
RSI (14)
47.00
ATR (14)
$0.93
Beta
2.25
Avg Volume
75.6M
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$20.89
High
$28.00
Low
$16.00
Median
$20.00
Data updated apr 27, 2026 2:21am
· Source: financialmodelingprep.com