PROV
Provident Financial Holdings, Inc. NASDAQ Listed Jun 28, 1996$17.20
+0.17%
vs $17.17
Mkt Cap $116.3M
52w Low $15.01
97.8% of range
52w High $17.25
50d MA $17.05
200d MA $16.19
P/E (TTM)
19.1x
EV/EBITDA
21.3x
P/B
0.9x
Debt/Equity
1.7x
ROE
5.3%
P/FCF
14.3x
RSI (14)
59.90
ATR (14)
$0.24
Beta
0.28
50d MA
$17.05
200d MA
$16.19
Avg Volume
7.3K
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.
3756 Central Avenue · Riverside, CA 92506 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 28, 2026 | TNS | 0.29 | 0.21 | -27.6% | 17.14 | +0.6% | +0.4% | -0.2% | -0.1% | -0.3% | +0.4% | — |
| Jan 26, 2026 | TNS | 0.30 | 0.22 | -26.7% | 16.13 | +0.0% | -0.1% | +0.6% | +0.0% | -0.2% | -0.1% | — |
| Oct 28, 2025 | TNS | 0.29 | 0.25 | -13.8% | 15.69 | -0.1% | +0.6% | -0.4% | -0.3% | -1.0% | -0.9% | — |
| Jul 28, 2025 | TNS | 0.29 | 0.24 | -17.2% | 15.19 | -0.2% | -0.2% | +0.1% | +1.0% | -0.1% | -0.3% | — |
| Apr 28, 2025 | TNS | 0.24 | 0.28 | +16.7% | 14.91 | +0.0% | +1.3% | -0.6% | +2.0% | +0.2% | +0.5% | — |
| Jan 28, 2025 | TNS | 0.29 | 0.13 | -55.2% | 15.99 | -6.2% | +1.2% | -2.0% | +1.2% | -1.3% | -0.2% | — |
| Oct 28, 2024 | TNS | 0.25 | 0.28 | +12.0% | 15.51 | -0.2% | -0.3% | +2.5% | -1.8% | -0.8% | -0.1% | — |
| Jul 29, 2024 | TNS | 0.23 | 0.28 | +21.7% | 13.60 | +2.0% | -6.5% | +4.6% | -2.2% | +1.1% | +0.0% | — |
| Apr 29, 2024 | TNS | 0.24 | 0.22 | -8.3% | 12.38 | +2.1% | +4.5% | -2.9% | +2.3% | +0.0% | -2.3% | — |
| Jan 29, 2024 | TNS | 0.26 | 0.31 | +19.2% | 15.10 | +0.5% | +0.4% | -0.4% | +0.0% | +0.3% | +0.0% | — |
| Oct 25, 2023 | TNS | 0.28 | 0.25 | -10.7% | 12.87 | -2.9% | -4.0% | -0.9% | -2.0% | -0.4% | +0.0% | — |
| Jul 26, 2023 | TNS | 0.33 | 0.26 | -21.2% | 14.39 | -2.1% | +0.8% | -1.3% | -0.3% | -0.1% | -0.4% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jun 26 | Piper Sandler | Reiterates | Neutral | $17 | $17.17 | $17.25 | +0.5% | +0.2% | — | — | — | — |
| Oct 30 | Piper Sandler | Maintains | Neutral → Neutral | — | $15.79 | $15.66 | -0.8% | -0.4% | -0.3% | -1.0% | -0.9% | +0.5% |
| Jan 29 | Piper Sandler | Maintains | Neutral → Neutral | — | $15.99 | $15.00 | -6.2% | +1.2% | -2.0% | +1.2% | -1.3% | -0.2% |
| Oct 30 | Piper Sandler | Maintains | Neutral → Neutral | — | $15.46 | $15.46 | +0.0% | +2.5% | -1.8% | -0.8% | -0.1% | -0.5% |
| Jul 31 | Piper Sandler | Maintains | Neutral → Neutral | — | $12.72 | $12.81 | +0.7% | +4.6% | -2.2% | +1.1% | +0.0% | +0.8% |
| May 1 | Piper Sandler | Maintains | Neutral → Neutral | — | $12.94 | $12.44 | -3.9% | -2.9% | +2.3% | +0.0% | -2.3% | -0.4% |
| Jan 29 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $16.05 | $15.11 | -5.9% | +0.0% | -3.6% | -0.3% | +0.5% | +1.4% |
| Jan 29 | Janney Capital | Downgrade | Buy → Neutral | — | $16.05 | $15.11 | -5.9% | +0.0% | -3.6% | -0.3% | +0.5% | +1.4% |
| Jan 28 | Janney Capital | Downgrade | Buy → Neutral | — | $16.81 | $17.14 | +2.0% | -4.5% | +0.0% | -3.6% | -0.3% | +0.5% |
| Oct 1 | Piper Sandler | Maintains | Overweight → Overweight | — | $11.90 | $11.90 | +0.0% | -0.6% | +2.1% | +4.0% | +2.3% | +5.0% |
| May 5 | Piper Sandler | Upgrade | Neutral → Overweight | — | $13.00 | $13.00 | +0.0% | -0.8% | -2.3% | +3.2% | +1.5% | -4.8% |
| Feb 11 | Piper Sandler | Maintains | Neutral → Neutral | — | $22.30 | $22.19 | -0.5% | -0.3% | -0.1% | +0.2% | -0.6% | -0.1% |
| Jan 29 | Janney Capital | Upgrade | Neutral → Buy | — | $22.10 | $22.51 | +1.9% | +0.9% | -0.3% | -1.0% | +0.1% | +0.8% |
| Jan 29 | Janney Montgomery Scott | Upgrade | Neutral → Buy | — | $22.10 | $22.51 | +1.9% | +0.9% | -0.3% | -1.0% | +0.1% | +0.8% |
| Feb 5 | Fig Partners | Upgrade | Market Perform → Outperform | — | $17.75 | $18.43 | +3.8% | +3.5% | +1.8% | +0.2% | -0.5% | +1.2% |
| Jul 29 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $19.21 | $19.25 | +0.2% | +1.5% | -0.1% | -0.9% | +0.0% | -0.3% |
| Jul 29 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $19.21 | $19.25 | +0.2% | +1.5% | -0.1% | -0.9% | +0.0% | -0.3% |
| Dec 17 | Piper Sandler | Downgrade | Buy → Hold | — | $18.68 | $18.55 | -0.7% | +0.1% | +0.1% | -0.6% | +1.6% | +0.5% |
| Dec 17 | Sandler O'Neill | Downgrade | Buy → Hold | — | $18.68 | $18.55 | -0.7% | +0.1% | +0.1% | -0.6% | +1.6% | +0.5% |
| May 1 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $16.55 | $16.43 | -0.7% | +0.3% | +0.3% | +2.0% | -2.2% | +1.3% |
| May 1 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $16.55 | $16.43 | -0.7% | +0.3% | +0.3% | +2.0% | -2.2% | +1.3% |
| Apr 30 | Compass Point | Downgrade | Buy → Neutral | — | $16.65 | $16.68 | +0.2% | -0.6% | +0.3% | +0.3% | +2.0% | -2.2% |
| Jan 28 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $15.44 | $15.31 | -0.8% | +1.0% | -0.7% | +0.3% | -0.3% | +0.2% |
| Jan 28 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $15.44 | $15.31 | -0.8% | +1.0% | -0.7% | +0.3% | -0.3% | +0.2% |
| Aug 6 | Raymond James | Upgrade | Underperform → Market Perform | — | $14.46 | $14.75 | +2.0% | +3.0% | +0.3% | -0.9% | +1.2% | -0.2% |
| May 8 | Raymond James | Downgrade | Market Perform → Underperform | — | $13.89 | $13.80 | -0.6% | +0.1% | +0.4% | +4.5% | -1.6% | +0.2% |
| May 1 | Compass Point | Maintains | Buy → Buy | — | $14.07 | $14.34 | +1.9% | -0.1% | +0.5% | -1.2% | -0.6% | +0.1% |
| Apr 10 | Keefe Bruyette & Woods | Maintains | Market Perform → Perform | — | $14.58 | $14.51 | -0.5% | -0.5% | -0.3% | -0.1% | -0.1% | +0.3% |
| Feb 13 | FIG Partners | Maintains | Market Perform → Perform | — | $14.87 | $15.05 | +1.2% | +1.1% | +0.7% | +0.7% | -1.8% | +2.0% |
| Nov 1 | Raymond James | Downgrade | Outperform → Market Perform | — | $15.16 | $15.09 | -0.5% | -0.2% | -2.2% | -1.6% | +0.3% | +0.1% |
| Nov 1 | Raymond James | Maintains | Market Perform → Perform | — | $15.16 | $15.09 | -0.5% | -0.2% | -2.2% | -1.6% | +0.3% | +0.1% |
| Oct 31 | Compass Point | Maintains | Buy → Buy | — | $15.25 | $15.25 | +0.0% | -0.6% | -0.2% | -2.2% | -1.6% | +0.3% |
| Oct 30 | FIG Partners | Downgrade | Market Perform → Underperform | — | $15.92 | $15.80 | -0.8% | -4.2% | -0.6% | -0.2% | -2.2% | -1.6% |
| Sep 26 | Piper Sandler | Downgrade | Buy → Hold | — | $17.75 | $17.75 | +0.0% | -3.7% | -2.2% | -0.6% | +1.5% | -0.1% |
| Sep 26 | Sandler O'Neill | Downgrade | Buy → Hold | — | $17.75 | $17.75 | +0.0% | -3.7% | -2.2% | -0.6% | +1.5% | -0.1% |
| Aug 1 | Compass Point | Maintains | Buy → Buy | — | $17.50 | $17.50 | +0.0% | -0.3% | +0.3% | +3.0% | +0.2% | -0.7% |
| May 6 | Raymond James | Upgrade | Market Perform → Outperform | — | $16.11 | $16.43 | +2.0% | +0.7% | +2.0% | -1.9% | -3.5% | +0.1% |
| Apr 25 | Compass Point | Upgrade | Neutral → Buy | — | $15.71 | $15.54 | -1.1% | +2.3% | -0.4% | +0.4% | +0.8% | -2.8% |
| Nov 7 | FIG Partners | Maintains | Market Perform → Market Perform | — | $15.61 | $15.50 | -0.7% | -3.7% | +1.3% | -1.2% | +1.1% | +0.3% |
| Nov 6 | Compass Point | Downgrade | Buy → Neutral | — | $15.50 | $15.40 | -0.6% | +0.7% | -3.7% | +1.3% | -1.2% | +1.1% |
| Aug 29 | FIG Partners | Downgrade | Outperform → Market Perform | — | $13.20 | $13.27 | +0.5% | +0.8% | -1.5% | +0.7% | +0.1% | -0.6% |
| Aug 2 | FIG Partners | Maintains | Outperform → Outperform | — | $12.19 | $12.14 | -0.4% | +0.3% | +0.7% | +0.9% | +1.4% | -0.4% |
| Aug 2 | Compass Point | Maintains | Buy → Buy | — | $12.19 | $12.14 | -0.4% | +0.3% | +0.7% | +0.9% | +1.4% | -0.4% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 10, 2026 | Weiant DavidOff | Senior Vice President | Sell | 2,732 | $17.12 | $47K | 6,175 | -0.53% | +0.41% |
| Jun 8, 2026 | Weiant DavidOff | Senior Vice President | Sell | 1,012 | $17.00 | $17K | 8,907 | +0.00% | +0.06% |
| Jun 4, 2026 | Weiant DavidOff | Senior Vice President | Sell | 1,000 | $17.10 | $17K | 9,919 | -0.77% | +0.82% |
| Jun 1, 2026 | Weiant DavidOff | Senior Vice President | Sell | 3,000 | $16.92 | $51K | 10,919 | -0.06% | +1.61% |
8-K · 5.02
!!! Very High
Provident Financial Holdings, Inc. -- 8-K 5.02: Executive Change
May 28
8-K
Provident Financial Hldgs -- 8-K Filing
Provident Financial Holdings (PROV) declared a quarterly cash dividend of $0.14 per share, maintaining its regular dividend distribution to shareholders.
Apr 24
8-K
Provident Financial Hldgs -- 8-K Filing
Provident Financial Holdings filed routine SEC documentation confirming its status and regulatory filing requirements under Exchange Act provisions without disclosing material business developments or changes.
Apr 17
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Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$116.3M
Enterprise Value
$276.1M
P/E (TTM)
19.07x
Forward P/E
15.50x
PEG Ratio
-1.36x
P/B
0.90x
P/S
1.96x
P/FCF
14.26x
EV/EBITDA
21.34x
Shares Out
6.8M
Financials (TTM)
Revenue
$59.4M
Net Income
$6.1M
EBITDA
$12.9M
Free Cash Flow
$8.2M
Op Cash Flow
$8.7M
EPS Basic
$0.93
EPS Diluted
$0.92
EPS Forward
$1.11
Gross Margin
67.1%
Op Margin
15.2%
Net Margin
10.3%
Balance Sheet
Total Assets
$1.25B
Total Liab.
$1.12B
Total Equity
$128.5M
Cash
$53.2M
LT Debt
$213.0M
Book Value/Sh
$19.14
Debt/Equity
1.66x
Current Ratio
0.06
Quick Ratio
0.06
Returns & Growth
ROE
5.3%
ROA
0.6%
ROIC
1.8%
Rev Growth YoY
+2.5%
EPS Growth YoY
-12.3%
Price Returns
2W
-0.3%
1M
-1.2%
3M
+5.9%
6M
+10.6%
12M
+9.9%
Technicals
52W High
$17.25
52W Low
$15.01
50d MA
$17.05
200d MA
$16.19
RSI (14)
59.90
ATR (14)
$0.24
Beta
0.28
Avg Volume
7K
Dividends
Div Rate
$0.56
Div Yield
3.3%
Frequency
4
Ex-Div Date
May 14, 2026
Analyst Price Targets
Consensus
$16.00
High
$16.00
Low
$16.00
Median
$16.00
Data updated apr 26, 2026 8:48pm
· Source: financialmodelingprep.com