OPFI
OppFi Inc. NYSE Listed Nov 20, 2020$6.24
After hrs
$6.24
+0.00%
Mkt Cap $532.9M
52w Low $6.20
0.6% of range
52w High $12.45
50d MA $7.97
200d MA $8.87
P/E (TTM)
5.3x
EV/EBITDA
3.3x
P/B
0.5x
Debt/Equity
5.8x
ROE
45.0%
P/FCF
0.4x
RSI (14)
30.80
ATR (14)
$0.30
Beta
1.80
50d MA
$7.97
200d MA
$8.87
Avg Volume
942.1K
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
130 East Randolph Street · Chicago, IL 60601 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aug 10, 2026 | AMC | 0.45 | 0.33 | -25.8% | 8.77 | -14.5% | -24.9% | +4.1% | +3.9% | +0.4% | -2.0% | — |
| May 7, 2026 | AMC | 0.33 | 0.35 | +6.1% | 9.75 | +4.6% | +1.4% | -5.7% | -0.4% | +0.1% | -4.7% | — |
| Mar 11, 2026 | AMC | 0.28 | 0.30 | +7.1% | 8.66 | -1.5% | -4.2% | -0.2% | +0.1% | +3.6% | -4.1% | — |
| Oct 29, 2025 | AMC | 0.31 | 0.46 | +48.4% | 9.99 | +9.3% | +3.8% | -7.2% | +1.4% | +3.1% | -3.8% | — |
| Aug 6, 2025 | AMC | 0.30 | 0.45 | +50.0% | 11.33 | -0.5% | -8.6% | +4.0% | +1.3% | -1.0% | -0.3% | — |
| Aug 5, 2025 | AMC | 0.29 | -0.78 | -364.7% | 9.99 | +18.1% | +13.4% | -8.6% | +4.0% | +1.3% | -1.0% | — |
| May 7, 2025 | AMC | 0.26 | 0.38 | +46.2% | 10.84 | +5.1% | +7.1% | +0.3% | +4.5% | +2.2% | -2.7% | — |
| Mar 5, 2025 | AMC | 0.14 | 0.23 | +64.3% | 10.36 | -2.1% | -6.5% | -0.4% | -6.2% | +1.8% | +1.5% | — |
| Nov 7, 2024 | AMC | 0.21 | 0.33 | +57.1% | 6.62 | +1.4% | -1.8% | +5.1% | +4.5% | -5.5% | -2.7% | — |
| Aug 7, 2024 | AMC | 0.17 | 0.29 | +70.6% | 3.84 | +2.6% | +2.3% | +15.0% | +2.0% | +2.0% | -5.1% | — |
| May 8, 2024 | AMC | 0.05 | 0.10 | +100.0% | 3.02 | +0.0% | +2.6% | -2.9% | +1.7% | -3.3% | -2.7% | — |
| Mar 7, 2024 | AMC | 0.07 | 0.10 | +42.9% | 3.79 | -22.2% | -23.5% | -11.7% | -0.4% | +3.5% | -4.5% | — |
| Nov 9, 2023 | AMC | 0.07 | 0.16 | +128.6% | 2.38 | +7.1% | +3.8% | -0.8% | +6.1% | +7.3% | +9.7% | — |
| Aug 9, 2023 | BMO | 0.04 | 0.19 | +359.8% | 2.24 | +4.9% | +3.1% | +3.9% | +6.7% | +1.2% | -2.7% | — |
| May 11, 2023 | AMC | 0.01 | 0.05 | +655.6% | 2.05 | +12.2% | +3.4% | -2.4% | +0.0% | +3.4% | +6.1% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 17 | Citizens | Maintains | Market Outperform → Market Outperform | — | $8.57 | $8.73 | +1.9% | +3.4% | -0.3% | -3.7% | +1.9% | -1.0% |
| May 8 | JMP Securities | Upgrade | Market Perform → Market Outperform | — | $10.84 | $11.39 | +5.1% | +7.1% | +0.3% | +4.5% | +2.2% | -2.7% |
| Dec 13 | Northland Capital Markets | Maintains | Outperform → Outperform | — | $6.66 | $6.76 | +1.5% | +10.2% | +3.3% | +1.7% | -5.2% | -1.2% |
| Nov 8 | Northland Capital Markets | Maintains | Outperform → Outperform | — | $6.62 | $6.71 | +1.4% | -1.8% | +5.1% | +4.5% | -5.5% | -2.7% |
| Apr 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.93 | $2.94 | +0.3% | -0.3% | -1.4% | +3.8% | -0.3% | +2.0% |
| Jan 12 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $4.37 | $4.45 | +1.8% | +3.4% | -16.8% | -2.9% | +4.7% | -5.2% |
| Nov 10 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.38 | $2.55 | +7.1% | +3.8% | -0.8% | +6.1% | +7.3% | +9.7% |
| Aug 11 | Needham | Maintains | Buy → Buy | — | $2.31 | $2.26 | -2.2% | +3.9% | +6.7% | +1.2% | -2.7% | -4.0% |
| May 12 | Needham | Maintains | Buy → Buy | — | $2.05 | $2.30 | +12.2% | +3.4% | -2.4% | +0.0% | +3.4% | +6.1% |
| Mar 24 | DA Davidson | Maintains | Neutral → Neutral | — | $1.89 | $1.93 | +2.1% | +2.1% | +2.1% | +0.0% | +1.0% | +3.5% |
| Mar 24 | Needham | Maintains | Buy → Buy | — | $1.89 | $1.93 | +2.1% | +2.1% | +2.1% | +0.0% | +1.0% | +3.5% |
| Nov 11 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.04 | $2.00 | -2.0% | +2.9% | +7.1% | +2.2% | +2.2% | +0.9% |
| Nov 11 | Needham | Maintains | Buy → Buy | — | $2.04 | $2.00 | -2.0% | +2.9% | +7.1% | +2.2% | +2.2% | +0.9% |
| Aug 11 | DA Davidson | Downgrade | Buy → Neutral | — | $3.11 | $3.11 | +0.0% | -4.2% | -1.3% | -7.8% | -5.2% | +0.8% |
| Aug 10 | Needham | Maintains | Buy → Buy | — | $3.67 | $3.55 | -3.3% | -15.3% | -4.2% | -1.3% | -7.8% | -5.2% |
| Jul 15 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $3.12 | $3.26 | +4.5% | +1.0% | -1.0% | +4.2% | -0.6% | +0.0% |
| Mar 11 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $3.04 | $3.21 | +5.6% | +12.8% | -5.8% | +4.6% | +6.8% | +7.2% |
| Mar 11 | Needham | Maintains | Buy → Buy | — | $3.04 | $3.21 | +5.6% | +12.8% | -5.8% | +4.6% | +6.8% | +7.2% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Sep 14, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 1,940 | $7.80 | $15K | 641,898 | -2.63% | -0.47% |
| Sep 11, 2026 | Johnson Pamela D. | CFO | Sell | 8,650 | $8.02 | $69K | 151,039 | -2.63% | -0.47% |
| Sep 11, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,300 | $7.96 | $26K | 639,958 | -2.63% | -0.47% |
| Sep 9, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,450 | $7.59 | $26K | 633,308 | +5.14% | +0.14% |
| Sep 8, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,475 | $7.41 | $26K | 629,858 | +0.80% | -2.63% |
| Sep 4, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,500 | $7.35 | $26K | 626,383 | +1.76% | -7.20% |
| Sep 3, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,450 | $7.33 | $25K | 622,883 | -0.27% | -2.51% |
| Sep 2, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,550 | $7.15 | $25K | 619,433 | +1.37% | +5.14% |
| Sep 1, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,550 | $6.91 | $25K | 615,883 | +1.10% | +0.80% |
| Aug 31, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,550 | $6.93 | $25K | 612,333 | +5.54% | +1.76% |
| Aug 28, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,500 | $7.15 | $25K | 608,783 | -1.01% | -0.27% |
| Aug 27, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,550 | $7.13 | $25K | 605,283 | -1.98% | +1.37% |
| Aug 26, 2026 | McKay Christopher J. | Chief Risk & Analytics Officer | Sell | 77,850 | $7.18 | $559K | 1,431,479 | -1.98% | +1.37% |
| Aug 26, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,500 | $7.19 | $25K | 601,733 | -1.12% | +1.10% |
| Aug 25, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,475 | $7.25 | $25K | 598,233 | +0.70% | +5.54% |
| Aug 24, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,475 | $7.15 | $25K | 594,758 | -2.74% | -1.01% |
| Aug 21, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,550 | $7.07 | $25K | 591,283 | +3.11% | -1.98% |
| Aug 20, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,450 | $7.13 | $25K | 587,733 | +1.43% | -1.12% |
| Aug 19, 2026 | Vennettilli David | — | Sell | 28,485 | $7.16 | $204K | 154,434 | +1.43% | -1.12% |
| Aug 19, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,500 | $7.16 | $25K | 584,283 | -2.51% | +0.70% |
| Aug 18, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,550 | $7.04 | $25K | 580,783 | -0.28% | -2.74% |
| Aug 17, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 3,500 | $7.00 | $25K | 577,233 | +2.57% | +3.11% |
| Aug 13, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 60,000 | $7.13 | $428K | 553,733 | +0.42% | -0.28% |
| Aug 12, 2026 | Schwartz Todd G. | Chief Executive Officer | Buy | 60,000 | $7.05 | $423K | 493,733 | +3.94% | +2.57% |
| Jun 15, 2026 | Moore Jocelyn | — | Sell | 39,076 | $8.32 | $325K | 16,843 | +1.08% | +6.36% |
| Jun 12, 2026 | McKay Christopher J. | Chief Risk & Analytics Officer | Sell | 23,683 | $8.35 | $198K | 1,513,063 | -5.01% | +0.46% |
| Jun 8, 2026 | Favilla Christina M | — | Sell | 30,000 | $8.14 | $244K | 156,737 | +0.36% | -5.01% |
| May 4, 2026 | Vennettilli David | — | Sell | 10,000 | $10.00 | $100K | 132,389 | +1.44% | -4.73% |
8-K · 8.01
!! High
OppFi Inc. -- 8-K 8.01: Material Event / Announcement
Sep 21
8-K · 1.01
!! High
OppFi Inc. -- 8-K 1.01: Material Agreement
OppFi secured $100 million in senior debt financing through a multi-draw term loan, providing liquidity for operations and growth while increasing leverage.
Aug 10
S-4
!!! Very High
OppFi Inc. -- Merger Registration
OppFi shareholders will receive 1.90 shares plus $19.375 cash per share in a merger, representing a significant cash-and-stock combination exit for investors.
Jul 27
8-K · 7.01
! Medium
OppFi Inc. -- 8-K 7.01: Regulation FD Disclosure
OppFi disclosed an investor presentation for use in meetings with investors and analysts, potentially signaling upcoming investor communications or a significant corporate event requiring market disclosure.
Jun 16
8-K
OppFi Inc. -- 8-K Filing
I cannot provide a meaningful analysis of this filing, as the summary contains only administrative incorporation details and metadata rather than substantive business information or events that would impact investors.
Jun 10
8-K · 2.02
!! High
OppFi Inc. -- 8-K 2.02: Earnings Results
OppFi reported Q1 2026 earnings results, providing investors with updated financial performance metrics and operational insights for the quarter ending March 31, 2026.
May 7
8-K · 1.01
!!! Very High
OppFi Inc. -- 8-K 1.01: Merger Agreement
OppFi agreed to merge with BNCCORP in an all-stock deal valued at $130.7 million, expanding its financial services platform through banking capabilities and customer access.
Apr 29
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 2,216,792 | $22M | Added | Jun 2026 |
| 2 | Citadel Advisors Llc | 2,132,856 | $21M | Added | Jun 2026 |
| 3 | Blackrock, Inc. | 2,047,243 | $20M | New | Jun 2026 |
| 4 | Morgan Stanley | 1,801,330 | $19M | Added | Dec 2025 |
| 5 | Two Sigma Investments, Lp | 669,257 | $7M | Reduced | Jun 2026 |
| 6 | Nuveen, Llc | 641,376 | $6M | Reduced | Jun 2026 |
| 7 | Renaissance Technologies Llc | 533,008 | $5M | Reduced | Jun 2026 |
| 8 | Jpmorgan Chase & Co | 665,056 | $5M | Reduced | Mar 2026 |
| 9 | Lb Partners Llc | 500,000 | $4M | — | Mar 2026 |
| 10 | Millennium Management Llc | 333,114 | $3M | Reduced | Jun 2026 |
| 11 | Principal Financial Group Inc | 267,683 | $3M | Added | Dec 2025 |
| 12 | Jane Street Group, Llc | 259,211 | $3M | Added | Dec 2025 |
| 13 | Ubs Group Ag | 329,216 | $3M | Reduced | Mar 2026 |
| 14 | Kestra Advisory Services, Llc | 189,253 | $2M | New | Jun 2026 |
| 15 | Vanguard Portfolio Management Llc | 178,355 | $2M | Added | Jun 2026 |
| 16 | Arrowstreet Capital, Limited Partnership | 211,667 | $2M | Added | Mar 2026 |
| 17 | Bnp Paribas Asset Management Holding S.a. | 162,601 | $2M | Added | Jun 2026 |
| 18 | Marshall Wace, Llp | 205,210 | $2M | New | Mar 2026 |
| 19 | Tudor Investment Corp Et Al | 156,293 | $2M | Reduced | Jun 2026 |
| 20 | Northern Trust Corp | 195,710 | $2M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$532.9M
Enterprise Value
$394.6M
P/E (TTM)
5.27x
Forward P/E
3.48x
PEG Ratio
0.06x
P/B
0.54x
P/S
0.30x
P/FCF
0.43x
EV/EBITDA
3.27x
Shares Out
26.5M
Financials (TTM)
Revenue
$544.3M
Net Income
$101.7M
EBITDA
$120.6M
Free Cash Flow
$382.2M
Op Cash Flow
$401.3M
EPS Basic
$0.99
EPS Diluted
$2.21
EPS Forward
$1.79
Gross Margin
113.8%
Op Margin
37.4%
Net Margin
18.7%
Balance Sheet
Total Assets
$754.1M
Total Liab.
$445.2M
Total Equity
$308.9M
Cash
$93.3M
LT Debt
$321.4M
Book Value/Sh
$11.65
Debt/Equity
5.80x
Current Ratio
7.44
Quick Ratio
7.44
Returns & Growth
ROE
45.0%
ROA
3.5%
ROIC
24.7%
Rev Growth YoY
+13.5%
EPS Growth YoY
+175.0%
Price Returns
2W
-16.6%
1M
-11.3%
3M
-28.6%
6M
-21.1%
12M
-45.4%
Technicals
52W High
$12.45
52W Low
$6.20
50d MA
$7.97
200d MA
$8.87
RSI (14)
30.80
ATR (14)
$0.30
Beta
1.80
Avg Volume
942K
Dividends
Div Rate
$2.45
Div Yield
25.8%
Frequency
1
Ex-Div Date
Apr 8, 2025
Analyst Price Targets
Consensus
$7.25
High
$13.00
Low
$3.00
Median
$6.50
Data updated apr 26, 2026 5:39pm
· Source: financialmodelingprep.com