NP
Neptune Insurance Holdings Inc. NYSE Listed Oct 1, 2025$27.51
+1.51%
vs $27.10
Mkt Cap $2.6B
52w Low $14.78
62.5% of range
52w High $35.15
50d MA $31.61
200d MA $27.41
P/E (TTM)
66.2x
EV/EBITDA
48.8x
P/B
—
Debt/Equity
-1.1x
ROE
-16.3%
P/FCF
79.7x
RSI (14)
13.70
ATR (14)
$1.25
Beta
-3.48
50d MA
$31.61
200d MA
$27.41
Avg Volume
477.5K
A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.
400 6th Street S, Suite 2, St. · St. Petersburg, FL 33701 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 21, 2026 | AMC | 0.15 | 0.15 | +3.4% | 30.34 | +6.7% | -1.1% | -0.4% | +1.2% | +1.9% | +3.4% | — |
| Apr 22, 2026 | AMC | 0.09 | 0.09 | -0.9% | 28.07 | -1.0% | -3.2% | -1.4% | -1.1% | +0.5% | -2.7% | — |
| Feb 18, 2026 | AMC | 0.10 | 0.11 | +11.5% | 18.13 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% | — |
| Nov 12, 2025 | AMC | 0.11 | 0.11 | -0.7% | 25.16 | -0.3% | -1.2% | -0.6% | -3.7% | -3.4% | +0.9% | — |
| Sep 3, 2025 | AMC | — | 0.10 | — | — | — | — | — | — | — | — | — |
| May 4, 2022 | AMC | 0.38 | 0.63 | +65.8% | — | — | — | — | — | — | — | — |
| Feb 16, 2022 | AMC | 0.54 | 0.45 | -16.7% | — | — | — | — | — | — | — | — |
| Nov 2, 2021 | AMC | 0.43 | 0.38 | -11.6% | — | — | — | — | — | — | — | — |
| Aug 4, 2021 | AMC | 0.64 | 0.65 | +1.6% | — | — | — | — | — | — | — | — |
| May 5, 2021 | AMC | 0.75 | 1.04 | +38.7% | — | — | — | — | — | — | — | — |
| Feb 17, 2021 | AMC | 0.50 | 0.87 | +74.0% | — | — | — | — | — | — | — | — |
| Nov 3, 2020 | AMC | 0.26 | 0.55 | +111.5% | — | — | — | — | — | — | — | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aug 19 | Morgan Stanley | Upgrade | Equal-Weight → Overweight | $36 | $31.50 | $32.51 | +3.2% | +2.9% | +0.4% | +2.5% | -0.7% | +3.9% |
| Jul 30 | BMO Capital Markets | Downgrade | Outperform → Market Perform | $32 | $35.11 | $33.69 | -4.0% | -9.8% | +0.2% | -0.3% | +0.8% | +2.9% |
| Jul 8 | Keefe Bruyette | Downgrade | Outperform → Mkt Perform | $34 | $33.79 | $32.85 | -2.8% | -6.7% | +2.6% | -1.2% | +0.8% | -1.2% |
| Jun 30 | Wells Fargo | Initiates | Overweight | $35 | $30.48 | $30.50 | +0.1% | +3.3% | +8.1% | -2.5% | +0.5% | +1.2% |
| Apr 23 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $28.07 | $27.79 | -1.0% | -3.2% | -1.4% | -1.1% | +0.5% | -2.7% |
| Apr 23 | Evercore ISI | Maintains | Outperform → Outperform | — | $28.07 | $27.79 | -1.0% | -3.2% | -1.4% | -1.1% | +0.5% | -2.7% |
| Apr 14 | BofA Securities | Maintains | Neutral → Neutral | — | $25.56 | $25.81 | +1.0% | +3.1% | +2.3% | -1.0% | +3.6% | +4.0% |
| Apr 13 | Mizuho | Maintains | Neutral → Neutral | — | $24.73 | $24.46 | -1.1% | +3.4% | +3.1% | +2.3% | -1.0% | +3.6% |
| Apr 7 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $25.91 | $25.70 | -0.8% | -2.0% | +2.3% | -4.2% | -0.6% | +3.4% |
| Mar 5 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $21.54 | $21.40 | -0.7% | -1.6% | -4.2% | -2.3% | +0.5% | -5.1% |
| Feb 25 | Mizuho | Upgrade | Underperform → Neutral | — | $20.40 | $21.95 | +7.6% | +4.4% | +0.5% | -2.7% | +1.5% | +0.5% |
| Feb 19 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $18.13 | $21.65 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% |
| Feb 19 | Piper Sandler | Maintains | Overweight → Overweight | — | $18.13 | $21.65 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% |
| Feb 19 | Evercore ISI | Maintains | Outperform → Outperform | — | $18.13 | $21.65 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% |
| Feb 13 | BMO Capital | Upgrade | Market Perform → Outperform | — | $17.14 | $18.02 | +5.1% | +10.2% | +2.6% | -6.5% | +12.7% | +3.9% |
| Dec 22 | Deutsche Bank | Maintains | Buy → Buy | — | $28.17 | $28.23 | +0.2% | +3.8% | +3.4% | +0.8% | -1.9% | +1.1% |
| Nov 17 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $24.73 | $24.82 | +0.4% | -3.7% | -3.4% | +0.9% | -0.5% | +1.2% |
| Nov 13 | Mizuho | Maintains | Underperform → Underperform | — | $25.16 | $25.08 | -0.3% | -1.2% | -0.6% | -3.7% | -3.4% | +0.9% |
| Nov 13 | BofA Securities | Maintains | Underperform → Underperform | — | $25.16 | $25.08 | -0.3% | -1.2% | -0.6% | -3.7% | -3.4% | +0.9% |
| Jul 6 | Sidoti & Co. | Upgrade | Neutral → Buy | — | — | — | — | — | — | — | — | — |
| Aug 5 | DA Davidson | Downgrade | Buy → Neutral | — | — | — | — | — | — | — | — | — |
| Jan 12 | DA Davidson | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Jan 14 | DA Davidson | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Jan 13 | DA Davidson | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Nov 8 | CJS Securities | Downgrade | Outperform → Perform | — | — | — | — | — | — | — | — | — |
| May 11 | Buckingham Research | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Sep 14, 2026 | Carlon Jonathan WinantDir | — | Sell | 50,000 | $31.15 | $1.6M | 603,500 | -0.55% | -3.77% |
| Aug 13, 2026 | Steiner JamesDir/Off | Chief Financial Officer | Sell | 57,012 | $31.71 | $1.8M | 4,284,715 | -1.02% | +0.76% |
| Aug 12, 2026 | Steiner JamesDir/Off | Chief Financial Officer | Sell | 42,988 | $31.08 | $1.3M | 4,341,727 | -1.02% | +0.76% |
| May 19, 2026 | BSIV Hold 101, LP | — | Sell | 688,403 | $26.40 | $18.2M | 14,252,718 | +4.04% | -2.11% |
| May 19, 2026 | FTV VII, L.P. | — | Sell | 787,806 | $26.40 | $20.8M | 16,310,781 | +4.04% | -2.11% |
| May 15, 2026 | BSIV Hold 101, LP | — | Sell | 4,589,351 | $26.40 | $121.2M | 14,941,121 | +4.04% | -2.11% |
| May 15, 2026 | FTV VII, L.P. | — | Sell | 5,252,044 | $26.40 | $138.7M | 17,098,587 | +4.04% | -2.11% |
8-K
Neptune Insurance Holdings Inc. -- 8-K Filing
Neptune Insurance Holdings Inc. filed its second-quarter 2026 earnings report, providing investors with updated financial performance and operational metrics for the period ending June 30, 2026.
Jul 21
8-K
Neptune Insurance Holdings Inc. -- 8-K Filing
Neptune Insurance Holdings Inc. incorporated in Delaware as a public company, establishing its corporate structure with headquarters in St. Petersburg, Florida.
Jun 1
8-K · 8.01
!! High
Neptune Insurance Holdings Inc. -- 8-K 8.01: Material Event / Announcement
Neptune Insurance approved a $100 million stock buyback program, allowing repurchases through open market or negotiated transactions to return capital and potentially support earnings per share.
Apr 22
8-K
Neptune Insurance Holdings Inc. -- 8-K Filing
Neptune Insurance Holdings reported its fourth quarter and full year 2025 financial results, providing investors with performance metrics to assess the insurer's operational efficiency and profitability trajectory.
Feb 18
Institutional (13F) — Top 0
All ↗
No 13F holders found.
Mutual Funds / ETFs (N-PORT) — Top 16
All ↗
Valuation
Market Cap
$2.58B
Enterprise Value
$4.03B
P/E (TTM)
66.17x
Forward P/E
51.70x
PEG Ratio
-0.96x
P/B
—
P/S
18.78x
P/FCF
79.69x
EV/EBITDA
48.83x
Shares Out
138.2M
Financials (TTM)
Revenue
$137.4M
Net Income
$39.0M
EBITDA
$82.6M
Free Cash Flow
$47.7M
Op Cash Flow
$51.7M
EPS Basic
$-0.20
EPS Diluted
$1.37
EPS Forward
$0.53
Gross Margin
67.1%
Op Margin
54.1%
Net Margin
28.4%
Balance Sheet
Total Assets
$65.3M
Total Liab.
$292.8M
Total Equity
-$227.5M
Cash
$8.0M
LT Debt
$240.0M
Book Value/Sh
$-1.65
Debt/Equity
-1.05x
Current Ratio
0.99
Quick Ratio
0.99
Returns & Growth
ROE
-16.3%
ROA
40.8%
ROIC
445.5%
Rev Growth YoY
+33.7%
EPS Growth YoY
-112.7%
Price Returns
2W
-12.9%
1M
-19.6%
3M
-8.2%
6M
+16.0%
12M
+10.9%
Technicals
52W High
$35.15
52W Low
$14.78
50d MA
$31.61
200d MA
$27.41
RSI (14)
13.70
ATR (14)
$1.25
Beta
-3.48
Avg Volume
477K
Dividends
Div Rate
$1.27
Div Yield
5.1%
Frequency
4
Ex-Div Date
May 12, 2022
Analyst Price Targets
Consensus
$27.31
High
$32.50
Low
$20.00
Median
$28.00
Data updated apr 26, 2026 3:35pm
· Source: financialmodelingprep.com