NP
Neptune Insurance Holdings Inc. NYSE Listed Oct 1, 2025$28.17
-2.83%
vs $28.99
Mkt Cap $2.7B
52w Low $14.78
72.6% of range
52w High $33.23
50d MA $27.20
200d MA $25.45
P/E (TTM)
115.0x
EV/EBITDA
54.2x
P/B
—
Debt/Equity
-1.1x
ROE
-16.3%
P/FCF
81.6x
RSI (14)
74.90
ATR (14)
$1.29
Beta
-3.48
50d MA
$27.20
200d MA
$25.45
Avg Volume
917.8K
A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.
400 6th Street S, Suite 2, St. · St. Petersburg, FL 33701 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 22, 2026 | AMC | 0.09 | 0.09 | -0.9% | 28.07 | -1.0% | -3.2% | -1.4% | -1.1% | +0.5% | -2.7% | — |
| Feb 18, 2026 | AMC | 0.10 | 0.11 | +11.5% | 18.13 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% | — |
| Nov 12, 2025 | AMC | 0.11 | 0.11 | -0.7% | 25.16 | -0.3% | -1.2% | -0.6% | -3.7% | -3.4% | +0.9% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 23 | Evercore ISI | Maintains | Outperform → Outperform | — | $28.07 | $27.79 | -1.0% | -3.2% | -1.4% | -1.1% | +0.5% | -2.7% |
| Apr 23 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $28.07 | $27.79 | -1.0% | -3.2% | -1.4% | -1.1% | +0.5% | -2.7% |
| Apr 14 | BofA Securities | Maintains | Neutral → Neutral | — | $25.56 | $25.81 | +1.0% | +3.1% | +2.3% | -1.0% | +3.6% | +4.0% |
| Apr 13 | Mizuho | Maintains | Neutral → Neutral | — | $24.73 | $24.46 | -1.1% | +3.4% | +3.1% | +2.3% | -1.0% | +3.6% |
| Apr 7 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $25.91 | $25.70 | -0.8% | -2.0% | +2.3% | -4.2% | -0.6% | +3.4% |
| Mar 5 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $21.54 | $21.40 | -0.7% | -1.6% | -4.2% | -2.3% | +0.5% | -5.1% |
| Feb 25 | Mizuho | Upgrade | Underperform → Neutral | — | $20.40 | $21.95 | +7.6% | +4.4% | +0.5% | -2.7% | +1.5% | +0.5% |
| Feb 19 | Piper Sandler | Maintains | Overweight → Overweight | — | $18.13 | $21.65 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% |
| Feb 19 | Evercore ISI | Maintains | Outperform → Outperform | — | $18.13 | $21.65 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% |
| Feb 19 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $18.13 | $21.65 | +19.4% | +12.7% | +3.9% | -3.1% | -0.9% | +4.4% |
| Feb 13 | BMO Capital | Upgrade | Market Perform → Outperform | — | $17.14 | $18.02 | +5.1% | +10.2% | +2.6% | -6.5% | +12.7% | +3.9% |
| Dec 22 | Deutsche Bank | Maintains | Buy → Buy | — | $28.17 | $28.23 | +0.2% | +3.8% | +3.4% | +0.8% | -1.9% | +1.1% |
| Nov 17 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $24.73 | $24.82 | +0.4% | -3.7% | -3.4% | +0.9% | -0.5% | +1.2% |
| Nov 13 | BofA Securities | Maintains | Underperform → Underperform | — | $25.16 | $25.08 | -0.3% | -1.2% | -0.6% | -3.7% | -3.4% | +0.9% |
| Nov 13 | Mizuho | Maintains | Underperform → Underperform | — | $25.16 | $25.08 | -0.3% | -1.2% | -0.6% | -3.7% | -3.4% | +0.9% |
| Jul 6 | Sidoti & Co. | Upgrade | Neutral → Buy | — | — | — | — | — | — | — | — | — |
| Aug 5 | DA Davidson | Downgrade | Buy → Neutral | — | — | — | — | — | — | — | — | — |
| Jan 12 | DA Davidson | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Jan 14 | DA Davidson | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Jan 13 | DA Davidson | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Nov 8 | CJS Securities | Downgrade | Outperform → Perform | — | — | — | — | — | — | — | — | — |
| May 11 | Buckingham Research | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 19, 2026 | BSIV Hold 101, LP | — | Sell | 688,403 | $26.40 | $18.2M | 14,252,718 | +4.04% | -2.11% |
| May 19, 2026 | FTV VII, L.P. | — | Sell | 787,806 | $26.40 | $20.8M | 16,310,781 | +4.04% | -2.11% |
| May 15, 2026 | BSIV Hold 101, LP | — | Sell | 4,589,351 | $26.40 | $121.2M | 14,941,121 | +4.04% | -2.11% |
| May 15, 2026 | FTV VII, L.P. | — | Sell | 5,252,044 | $26.40 | $138.7M | 17,098,587 | +4.04% | -2.11% |
8-K
Neptune Insurance Holdings Inc. -- 8-K Filing
Neptune Insurance Holdings Inc. incorporated in Delaware as a public company, establishing its corporate structure with headquarters in St. Petersburg, Florida.
Jun 1
8-K · 8.01
!! High
Neptune Insurance Holdings Inc. -- 8-K 8.01: Material Event / Announcement
Neptune Insurance approved a $100 million stock buyback program, allowing repurchases through open market or negotiated transactions to return capital and potentially support earnings per share.
Apr 22
8-K
Neptune Insurance Holdings Inc. -- 8-K Filing
Neptune Insurance Holdings reported its fourth quarter and full year 2025 financial results, providing investors with performance metrics to assess the insurer's operational efficiency and profitability trajectory.
Feb 18
Institutional (13F) — Top 0
All ↗
No 13F holders found.
Mutual Funds / ETFs (N-PORT) — Top 12
All ↗
| # | Fund | Shares | Value | Period |
|---|---|---|---|---|
| 1 | AST Small-Cap Equity Portfolio | 123,740 | $4M | Dec 2025 |
| 2 | Meridian Small Cap Growth Fund | 132,909 | $3M | Mar 2026 |
| 3 | SMALL CAP EQUITY FUND | 62,600 | $2M | Mar 2026 |
| 4 | AMG TimesSquare Small Cap Growth Fund | 45,100 | $1M | Mar 2026 |
| 5 | AST J.P. Morgan Aggressive Multi-Asset Portfolio | 25,773 | $752K | Dec 2025 |
| 6 | AST J.P. Morgan Conservative Multi-Asset Portfolio | 20,103 | $586K | Dec 2025 |
| 7 | AMG Frontier Small Cap Growth Fund | 21,318 | $544K | Jan 2026 |
| 8 | AST J.P. Morgan Moderate Multi-Asset Portfolio | 16,645 | $485K | Dec 2025 |
| 9 | Empower Small Cap Growth Fund | 11,519 | $279K | Mar 2026 |
| 10 | Royce Quant Small-Cap Quality Value ETF | 5,622 | $136K | Mar 2026 |
| 11 | iShares Morningstar Small-Cap ETF | 1,103 | $28K | Jan 2026 |
| 12 | Innovator U.S. Small Cap Managed Floor ETF | 1,050 | $27K | Jan 2026 |
Valuation
Market Cap
$2.67B
Enterprise Value
$4.24B
P/E (TTM)
115.02x
Forward P/E
52.94x
PEG Ratio
-0.96x
P/B
—
P/S
31.48x
P/FCF
81.60x
EV/EBITDA
54.17x
Shares Out
138.2M
Financials (TTM)
Revenue
$123.6M
Net Income
$34.8M
EBITDA
$78.2M
Free Cash Flow
$47.7M
Op Cash Flow
$51.7M
EPS Basic
$-0.20
EPS Diluted
$1.35
EPS Forward
$0.53
Gross Margin
65.1%
Op Margin
56.0%
Net Margin
28.2%
Balance Sheet
Total Assets
$65.3M
Total Liab.
$292.8M
Total Equity
-$227.5M
Cash
$8.0M
LT Debt
$240.0M
Book Value/Sh
$-1.65
Debt/Equity
-1.05x
Current Ratio
0.99
Quick Ratio
0.99
Returns & Growth
ROE
-16.3%
ROA
40.8%
ROIC
445.5%
Rev Growth YoY
+33.7%
EPS Growth YoY
-112.7%
Price Returns
2W
+2.2%
1M
+11.7%
3M
+34.8%
6M
+20.4%
12M
+13.2%
Technicals
52W High
$33.23
52W Low
$14.78
50d MA
$27.20
200d MA
$25.45
RSI (14)
74.90
ATR (14)
$1.29
Beta
-3.48
Avg Volume
918K
Dividends
Div Rate
$1.27
Div Yield
5.1%
Frequency
4
Ex-Div Date
May 12, 2022
Analyst Price Targets
Consensus
$27.31
High
$32.50
Low
$20.00
Median
$28.00
Data updated apr 26, 2026 3:35pm
· Source: financialmodelingprep.com