MNSB
MainStreet Bancshares, Inc. NASDAQ Listed Sep 6, 2005$24.79
+1.23%
vs $24.49
Mkt Cap $176.4M
52w Low $17.86
93.3% of range
52w High $25.29
50d MA $23.97
200d MA $22.04
P/E (TTM)
10.1x
EV/EBITDA
9.1x
P/B
0.9x
Debt/Equity
0.3x
ROE
7.1%
P/FCF
17.8x
RSI (14)
70.70
ATR (14)
$0.54
Beta
0.55
50d MA
$23.97
200d MA
$22.04
Avg Volume
31.6K
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company provides deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. As of March 18, 2022, it operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as 55,000 automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.
10089 Fairfax Boulevard · Fairfax, VA 22030 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 20, 2026 | BMO | 0.53 | 0.58 | +9.4% | 24.10 | +1.0% | +1.6% | -4.5% | -0.4% | -0.9% | +1.6% | — |
| Apr 20, 2026 | BMO | 0.45 | 0.48 | +6.7% | 24.24 | +0.4% | -3.0% | +0.2% | +0.9% | +0.4% | +2.2% | — |
| Jan 26, 2026 | BMO | 0.49 | 0.46 | -6.1% | 20.17 | +0.2% | +2.2% | +0.7% | +2.0% | +1.2% | +4.5% | — |
| Oct 27, 2025 | BMO | 0.51 | 0.52 | +2.0% | 19.33 | -0.4% | -1.0% | -3.1% | +0.3% | -0.2% | +1.6% | — |
| Jul 22, 2025 | BMO | 0.44 | 0.53 | +20.5% | 21.41 | +1.7% | +1.2% | -1.7% | -0.7% | -1.9% | -1.0% | — |
| Apr 21, 2025 | BMO | 0.21 | 0.25 | +19.0% | 16.64 | +2.5% | +6.9% | +3.2% | +1.9% | -0.3% | +2.4% | — |
| Mar 14, 2025 | BMO | — | -2.13 | — | 17.12 | -0.8% | +0.4% | +0.6% | +0.5% | -0.7% | +0.2% | — |
| Oct 28, 2024 | BMO | 0.07 | -0.04 | -157.1% | 17.76 | +1.0% | -0.9% | +1.4% | -3.2% | +0.0% | +1.0% | — |
| Jul 29, 2024 | BMO | 0.29 | 0.28 | -3.4% | 17.72 | +0.1% | -1.6% | +2.5% | -7.0% | -1.9% | -2.4% | — |
| Apr 22, 2024 | BMO | 0.52 | 0.36 | -30.8% | 15.60 | -0.1% | +4.9% | -2.9% | -1.8% | +1.9% | -4.1% | — |
| Mar 20, 2024 | BMO | — | 0.68 | — | 18.24 | +0.1% | +0.8% | -2.1% | -0.9% | -0.8% | +1.8% | — |
| Oct 23, 2023 | BMO | 0.77 | 0.77 | +0.0% | 18.80 | -0.3% | +1.1% | +0.3% | +0.5% | -0.1% | +1.5% | — |
| Jul 24, 2023 | AMC | 0.85 | 0.85 | +0.0% | 24.08 | -0.5% | -0.3% | +1.2% | +0.4% | -1.1% | -1.0% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 25 | Stephens & Co. | Downgrade | Overweight → Equal Weight | — | $24.08 | $23.95 | -0.5% | -0.3% | +1.2% | +0.4% | -1.1% | -1.0% |
| Jul 22 | Stephens & Co. | Maintains | Overweight → Overweight | — | $23.73 | $23.99 | +1.1% | +0.3% | +1.5% | +1.2% | -1.5% | -0.4% |
| Jun 22 | Stephens & Co. | Maintains | Overweight → Overweight | — | $22.02 | $22.22 | +0.9% | +0.5% | +0.7% | -0.3% | +1.2% | +1.6% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 4, 2026 | Vari Richard AlexanderOff | Chief Financial Officer | Sell | 4,500 | $23.20 | $104K | 34,036 | +2.40% | +0.66% |
8-K · 8.01
!! High
MainStreet Bancshares, Inc. -- 8-K 8.01: Material Event / Announcement
Jul 21
8-K · 2.02
!! High
MainStreet Bancshares, Inc. -- 8-K 2.02: Earnings Results
MainStreet Bancshares reported earnings results, with details available in the attached press release, allowing investors to assess the company's financial performance and operational condition.
Jul 20
8-K · 7.01
! Medium
MainStreet Bancshares, Inc. -- 8-K 7.01: Regulation FD Disclosure
MainStreet Bancshares will host a July 20 earnings call to discuss Q2 results and recent business updates, giving investors a scheduled opportunity to hear management commentary and ask questions directly.
Jul 6
8-K · 8.01
!! High
MainStreet Bancshares, Inc. -- 8-K 8.01: Material Event / Announcement
May 26
8-K · 8.01
!! High
MainStreet Bancshares, Inc. -- 8-K 8.01: Material Event / Announcement
May 22
8-K · 8.01
!! High
MainStreet Bancshares, Inc. -- 8-K 8.01: Material Event / Announcement
MainStreet Bancshares announced a $10 million stock repurchase program, signaling management confidence in the stock's value and providing potential earnings-per-share accretion for remaining shareholders.
Apr 24
8-K · 8.01
!! High
MainStreet Bancshares, Inc. -- 8-K 8.01: Material Event / Announcement
MainStreet Bancshares declared a $0.10 per share cash dividend, providing income return to common shareholders while demonstrating management confidence in the company's financial position.
Apr 21
8-K · 7.01
! Medium
MainStreet Bancshares, Inc. -- 8-K 7.01: Regulation FD Disclosure
MainStreet Bancshares disclosed an investor presentation, providing shareholders updated company information and financial outlook for investment evaluation purposes.
Apr 20
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
MainStreet Bank's promotion of David Murrell to Executive VP Chief Banking Officer signals internal leadership stability and renewed focus on deposit growth, potentially strengthening the bank's competitive position and operational efficiency.
Apr 13
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
I cannot provide analysis of this filing because the summary text is corrupted and unreadable. The disclosure content is not legible enough to determine its financial implications for MNSB stock or investor impact.
Apr 6
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
MainStreet Bancshares appointed an experienced government contract financing expert to its board, signaling strategic focus on this lucrative lending segment and potential revenue diversification beyond traditional banking.
Mar 25
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Banc Funds Co Llc | 421,981 | $9M | Reduced | Dec 2025 |
| 2 | Cresset Asset Management, Llc | 335,723 | $7M | — | Sep 2025 |
| 3 | Vanguard Capital Management Llc | 301,487 | $7M | New | Mar 2026 |
| 4 | Acadian Asset Management Llc | 133,976 | $3M | Added | Mar 2026 |
| 5 | Ubs Group Ag | 113,178 | $3M | — | Mar 2026 |
| 6 | Marshall Wace, Llp | 106,225 | $2M | Added | Mar 2026 |
| 7 | Morgan Stanley | 52,930 | $1M | Added | Dec 2025 |
| 8 | Northern Trust Corp | 46,935 | $1M | Reduced | Mar 2026 |
| 9 | Vanguard Portfolio Management Llc | 39,661 | $880K | New | Mar 2026 |
| 10 | Connor, Clark & Lunn Investment Management Ltd. | 26,971 | $549K | Added | Dec 2025 |
| 11 | Citadel Advisors Llc | 23,518 | $522K | Reduced | Mar 2026 |
| 12 | Bank Of New York Mellon Corp | 16,826 | $374K | Reduced | Mar 2026 |
| 13 | Barclays Plc | 16,513 | $367K | Reduced | Mar 2026 |
| 14 | Renaissance Technologies Llc | 14,400 | $320K | Reduced | Mar 2026 |
| 15 | Atlantic Union Bankshares Corp | 12,600 | $257K | — | Dec 2025 |
| 16 | Hightower Advisors, Llc | 12,302 | $250K | — | Dec 2025 |
| 17 | Arrowstreet Capital, Limited Partnership | 9,732 | $216K | Reduced | Mar 2026 |
| 18 | Caldwell Sutter Capital, Inc. | 8,818 | $180K | — | Dec 2025 |
| 19 | Jpmorgan Chase & Co | 2,875 | $63K | Reduced | Mar 2026 |
| 20 | Bnp Paribas Financial Markets | 2,787 | $62K | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$176.4M
Enterprise Value
$230.5M
P/E (TTM)
10.05x
Forward P/E
11.02x
PEG Ratio
-0.05x
P/B
0.87x
P/S
1.45x
P/FCF
17.83x
EV/EBITDA
9.09x
Shares Out
7.7M
Financials (TTM)
Revenue
$130.8M
Net Income
$17.3M
EBITDA
$25.4M
Free Cash Flow
$10.6M
Op Cash Flow
$14.8M
EPS Basic
$1.76
EPS Diluted
$2.03
EPS Forward
$2.25
Gross Margin
55.2%
Op Margin
16.7%
Net Margin
13.2%
Balance Sheet
Total Assets
$2.21B
Total Liab.
$1.99B
Total Equity
$218.6M
Cash
$26.9M
LT Debt
$69.9M
Book Value/Sh
$28.56
Debt/Equity
0.32x
Current Ratio
0.02
Quick Ratio
0.02
Returns & Growth
ROE
7.1%
ROA
0.7%
ROIC
5.0%
Rev Growth YoY
-1.4%
EPS Growth YoY
+210.0%
Price Returns
2W
+4.4%
1M
+1.4%
3M
+6.9%
6M
+9.8%
12M
+14.3%
Technicals
52W High
$25.29
52W Low
$17.86
50d MA
$23.97
200d MA
$22.04
RSI (14)
70.70
ATR (14)
$0.54
Beta
0.55
Avg Volume
32K
Dividends
Div Rate
$0.68
Div Yield
2.9%
Frequency
4
Ex-Div Date
May 4, 2026
Analyst Price Targets
Consensus
—
High
—
Low
—
Median
—
Data updated apr 26, 2026 12:49pm
· Source: financialmodelingprep.com