FUNC
First United Corporation NASDAQ Listed Sep 3, 1992$45.30
Mkt Cap $292.4M
52w Low $31.71
93.1% of range
52w High $46.30
50d MA $42.90
200d MA $38.75
P/E (TTM)
11.7x
EV/EBITDA
6.8x
P/B
1.4x
Debt/Equity
0.6x
ROE
12.0%
P/FCF
19.1x
RSI (14)
49.60
ATR (14)
$1.19
Beta
0.52
50d MA
$42.90
200d MA
$38.75
Avg Volume
31.2K
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. The company offers various deposit products, including checking accounts, savings and money market accounts, regular and individual retirement accounts (IRA) certificates of deposit, Christmas savings accounts, college savings accounts, and health savings accounts; Certificate of Deposit Account Registry Service program and Insured Cash Sweep program to municipalities, businesses, and consumers; and commercial customers packages, which include treasury management, cash sweep, and various checking opportunities. It also provides loans, such as commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers various trust services, including personal trust, investment agency accounts, charitable trusts, retirement accounts that consist of IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning services; insurance products; brokerage services; and safe deposit and night depository facilities. It operates 26 banking offices, one customer care center, and 34 automated teller machines in Allegany, Frederick, Garrett, and Washington counties in Maryland; and in Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.
19 South Second Street · Oakland, MD 21550-0009 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 20, 2026 | AMC | 1.05 | 1.13 | +7.6% | 44.64 | -1.4% | -1.0% | -0.5% | -0.1% | +1.4% | +0.7% | — |
| Apr 20, 2026 | AMC | 0.92 | 1.02 | +10.9% | 37.48 | +3.0% | +1.1% | -0.3% | +0.4% | +0.6% | -0.7% | — |
| Feb 4, 2026 | AMC | 0.96 | 1.10 | +14.6% | 39.22 | +0.0% | +0.5% | +0.5% | -1.7% | -0.8% | -2.3% | — |
| Oct 21, 2025 | AMC | 0.89 | 1.07 | +20.5% | 36.98 | +2.5% | +1.4% | -2.5% | +1.7% | -1.6% | -1.6% | — |
| Jul 21, 2025 | AMC | 0.84 | 0.92 | +9.5% | 35.76 | +1.2% | -0.0% | -0.2% | -2.9% | -1.6% | +0.6% | — |
| Apr 21, 2025 | AMC | 0.80 | 0.89 | +11.2% | 28.50 | +1.8% | +2.9% | +2.8% | +0.6% | -2.0% | +0.9% | — |
| Mar 20, 2025 | AMC | — | 0.95 | — | 31.27 | +0.0% | -1.2% | +1.0% | -2.6% | -1.2% | +2.6% | — |
| Oct 21, 2024 | AMC | 0.79 | 0.89 | +12.7% | 31.32 | +0.9% | -0.4% | -0.2% | +0.1% | -0.4% | +0.4% | — |
| Jul 22, 2024 | AMC | 0.66 | 0.75 | +13.6% | 24.01 | +0.2% | +10.8% | +0.0% | +4.0% | -0.1% | +2.5% | — |
| Apr 23, 2024 | AMC | 0.56 | 0.56 | +0.0% | 22.27 | -1.2% | -0.3% | +0.4% | +1.1% | +0.5% | -0.2% | — |
| Mar 15, 2024 | AMC | — | 0.26 | — | 21.87 | +0.6% | -0.8% | +0.5% | +3.3% | +0.1% | +0.4% | — |
| Oct 23, 2023 | AMC | 0.63 | 0.67 | +6.3% | 16.20 | +0.6% | +0.6% | -0.9% | +0.9% | +0.1% | +0.8% | — |
| Jul 24, 2023 | AMC | 0.72 | 0.66 | -8.3% | 16.59 | +1.0% | +3.0% | +1.5% | -1.8% | +0.6% | +0.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 29 | Hovde Group | Initiates | Outperform | $44 | $39.00 | $39.34 | +0.9% | +1.4% | -1.7% | +0.4% | -2.4% | +4.2% |
| Jul 7 | Raymond James | Maintains | Outperform → Outperform | — | $17.90 | $17.84 | -0.3% | +1.9% | -1.4% | -1.9% | +0.4% | -1.0% |
| Apr 26 | Raymond James | Maintains | Outperform → Outperform | — | $23.01 | $22.77 | -1.0% | -4.0% | +3.9% | -1.0% | -1.3% | -1.2% |
| Feb 8 | Raymond James | Maintains | Outperform → Outperform | — | $20.51 | $20.82 | +1.5% | +7.8% | -0.2% | +4.2% | +1.0% | +2.2% |
| May 27 | Raymond James | Maintains | Outperform → Outperform | — | $18.10 | $18.63 | +2.9% | +2.4% | -1.9% | +0.7% | +1.1% | +0.5% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Aug 3, 2026 | Boal Brian R.Dir | — | Buy | 73 | $45.84 | $3K | 22,385 | +1.27% | — |
| Aug 3, 2026 | Sturm Tonya K.Off | EVP & CFO | Buy | 2 | $45.84 | $92 | 11,835 | +1.27% | — |
| Aug 3, 2026 | Rush Jason BarryDir/Off | Chairman, President & CEO | Buy | 63 | $45.84 | $3K | 27,311 | +1.27% | — |
| Aug 3, 2026 | Rodeheaver Carissa Lynn | — | Buy | 103 | $45.84 | $5K | 49,010 | +1.27% | — |
| Aug 3, 2026 | Rodeheaver Carissa Lynn | — | Buy | 36 | $45.32 | $2K | 48,907 | +1.27% | — |
| Jul 28, 2026 | Fisher Robert L. IIOff | EVP & Chief Banking Officer | Sell | 5,250 | $45.29 | $238K | 9,105 | -1.99% | +0.07% |
| Jul 24, 2026 | RUDY IRVIN ROBERTDir | — | Sell | 1,000 | $44.58 | $45K | 37,500 | -1.89% | +0.29% |
| Jul 23, 2026 | Sanders KeithOff | EVP & Chief Wealth Officer | Sell | 5,000 | $43.68 | $218K | 10,341 | +1.58% | +0.97% |
| May 1, 2026 | Boal Brian R.Dir | — | Buy | 78 | $38.10 | $3K | 20,917 | +0.29% | -0.80% |
| May 1, 2026 | Sturm Tonya K.Off | EVP & CFO | Buy | 2 | $38.10 | $76 | 11,908 | +0.29% | -0.80% |
| May 1, 2026 | Rush Jason BarryOff | President & CEO | Buy | 76 | $38.10 | $3K | 27,166 | +0.29% | -0.80% |
| May 1, 2026 | Rodeheaver Carissa LynnDir | — | Buy | 123 | $38.10 | $5K | 47,899 | +0.29% | -0.80% |
| May 1, 2026 | Rodeheaver Carissa LynnDir | — | Buy | 44 | $37.70 | $2K | 47,776 | +0.29% | -0.80% |
8-K · 2.02
!! High
First United Corporation -- 8-K 2.02: Earnings Results
Jul 20
8-K · 8.01
!! High
First United Corporation -- 8-K 8.01: Material Event / Announcement
Jun 22
8-K · 5.02
!!! Very High
First United Corporation -- 8-K 5.02: Executive Change
May 28
8-K · 7.01
! Medium
First United Corp -- 8-K 7.01: Regulation FD Disclosure
First United Corp disclosed its Q1 2026 investor presentation, providing stakeholders with detailed financial results and business updates for the quarter ended March 31, 2026.
Apr 21
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
An executive change at FUNC could signal leadership transitions affecting strategy and performance, warranting investor scrutiny of management continuity and operational stability.
Mar 12
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
Jason B. Rush's severance agreement under FUNC's change-of-control plan signals potential leadership transition or acquisition activity, which investors should monitor for impacts on strategy and shareholder value.
Mar 11
8-K · 8.01
!! High
First United Corp -- 8-K 8.01: Material Event / Announcement
First United Corporation declared a $0.26 per share cash dividend payable May 1, 2026, signaling management confidence and providing shareholders with regular income distributions.
Mar 6
8-K · 7.01
! Medium
First United Corp -- 8-K 7.01: Regulation FD Disclosure
First United Corp disclosed its 2025 financial results through an investor presentation, providing shareholders with detailed performance metrics for both quarterly and annual periods.
Feb 4
8-K · 5.02
!!! Very High
First United Corp -- 8-K 5.02: Executive Change
First United Corp appointed Anthony AJ Tasker as Chief Operating Officer, signaling potential operational restructuring that could impact investor confidence in management execution.
Feb 2
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| 18 | Jane Street Group, Llc | 13,389 | $501K | Added | Dec 2025 |
| 19 | Barclays Plc | 10,809 | $396K | Reduced | Mar 2026 |
| 20 | Millennium Management | 9,418 | $345K | New | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$292.4M
Enterprise Value
$238.9M
P/E (TTM)
11.67x
Forward P/E
10.30x
PEG Ratio
0.50x
P/B
1.44x
P/S
2.38x
P/FCF
19.13x
EV/EBITDA
6.77x
Shares Out
6.5M
Financials (TTM)
Revenue
$123.0M
Net Income
$25.1M
EBITDA
$35.3M
Free Cash Flow
$15.4M
Op Cash Flow
$19.4M
EPS Basic
$3.78
EPS Diluted
$3.86
EPS Forward
$4.40
Gross Margin
71.9%
Op Margin
26.9%
Net Margin
20.4%
Balance Sheet
Total Assets
$2.09B
Total Liab.
$1.88B
Total Equity
$203.6M
Cash
$151.7M
LT Debt
$95.9M
Book Value/Sh
$31.38
Debt/Equity
0.56x
Current Ratio
0.09
Quick Ratio
0.09
Returns & Growth
ROE
12.0%
ROA
1.2%
ROIC
7.0%
Rev Growth YoY
+6.6%
EPS Growth YoY
+20.0%
Price Returns
2W
+3.1%
1M
+3.0%
3M
+18.6%
6M
+14.4%
12M
+41.5%
Technicals
52W High
$46.30
52W Low
$31.71
50d MA
$42.90
200d MA
$38.75
RSI (14)
49.60
ATR (14)
$1.19
Beta
0.52
Avg Volume
31K
Dividends
Div Rate
$0.92
Div Yield
2.5%
Frequency
4
Ex-Div Date
Apr 17, 2026
Analyst Price Targets
Consensus
$25.00
High
$25.00
Low
$25.00
Median
$25.00
Data updated apr 25, 2026 10:25am
· Source: financialmodelingprep.com