Portfolio (Quarterly) Guide ↗

DEFINE FINANCIAL, LLC

· CIK 0002021320

13F Portfolio $176M AUM 43 positions Filed Jan 13, 2026 EDGAR ↗ ← All Funds

Q4 2025 Q3 2025 · All 5 New 18 Added 7 Reduced 2 Exited

#	Ticker	Company	Sector	Shares	Value ↓	% Port	Chg Shares	Chg %	Period Price ①	Since Period ①
1	AVUV	AMERICAN CENTY ETF TR	—	247,677.0	$25.3M	14.32%	+9K	+3.7%	$101.98	+18.8%
2	VTIP	VANGUARD MALVERN FDS	—	510,398.0	$25.2M	14.31%	+67K	+15.2%	$49.46	+1.7%
3	VTI	VANGUARD INDEX FDS	—	69,554.0	$23.3M	13.22%	+1K	+2.1%	$335.27	+10.1%
4	VEU	VANGUARD INTL EQUITY INDEX F	—	282,321.0	$20.8M	11.77%	+8K	+2.8%	$73.56	+14.0%
5	VNQ	VANGUARD INDEX FDS	—	204,498.0	$18.1M	10.26%	+16K	+8.4%	$88.49	+9.6%
6	AVEM	AMERICAN CENTY ETF TR	—	149,306.0	$11.5M	6.52%	+888.0	+0.6%	$77.02	+25.5%
7	VWO	VANGUARD INTL EQUITY INDEX F	—	204,263.0	$11.0M	6.22%	+4K	+2.2%	$53.76	+11.9%
8	AAPL	APPLE INC	Technology	5,699.0	$1.5M	0.88%	+2K	+71.9%	$271.88	+14.0%
9	—	BERKSHIRE HATHAWAY INC DEL	—	1,640.0	$824K	0.47%	+227.0	+16.1%	$502.65	—
10	VV	VANGUARD INDEX FDS	—	2,402.0	$756K	0.43%	+13.0	+0.5%	$314.77	+9.6%
11	GOOG	ALPHABET INC	Communication Services	2,211.0	$694K	0.39%	+62.0	+2.9%	$313.77	+22.0%
12	VOO	VANGUARD INDEX FDS	—	845.0	$530K	0.30%	+57.0	+7.2%	$627.06	+9.9%
13	IVV	ISHARES TR	—	570.0	$390K	0.22%	+51.0	+9.8%	$684.90	+10.0%
14	TSLA	TESLA INC	Consumer Cyclical	783.0	$352K	0.20%	+50.0	+6.8%	$449.96	-3.8%
15	COST	COSTCO WHSL CORP NEW	Consumer Defensive	408.0	$352K	0.20%	+50.0	+14.0%	$862.77	+16.2%
16	SRE	SEMPRA	Utilities	3,858.0	$341K	0.19%	+27.0	+0.7%	$88.30	+4.2%
17	VTV	VANGUARD INDEX FDS	—	1,668.0	$319K	0.18%	+17.0	+1.0%	$190.96	+11.1%
18	STZ	CONSTELLATION BRANDS INC	Consumer Defensive	1,998.0	$276K	0.16%	+15.0	+0.8%	$137.98	+6.3%

① Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation

Technology 45.9%

Financial Services 16.5%

Consumer Cyclical 13.5%

Communication Services 8.7%

Industrials 6.6%

Consumer Defensive 5.7%

Utilities 3.1%