Portfolio (Quarterly) Guide ↗

Charter Oak Capital Management, LLC

· CIK 0001810720

13F Portfolio $1.3B AUM 211 positions Filed Jan 23, 2026 EDGAR ↗ ← All Funds

Q4 2025 Q3 2025 · All 10 New 69 Added 91 Reduced 4 Exited

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#	Ticker	Company	Sector	Shares	Value ↓	% Port	Chg Shares	Chg %	Period Price ①	Since Period ①
81	FLOT	ISHARES TR	—	5,547.0	$282K	0.02%	-510.0	-8.4%	$50.86	+0.0%
82	VCIT	VANGUARD SCOTTSDALE FDS	—	3,355.0	$281K	0.02%	-752.0	-18.3%	$83.75	-6.7%
83	AXP	AMERICAN EXPRESS CO	Financial Services	734.0	$272K	0.02%	-19.0	-2.5%	$370.00	-18.6%
84	BNDW	VANGUARD SCOTTSDALE FDS	—	3,770.0	$259K	0.02%	-776.0	-17.1%	$68.73	-4.2%
85	ADP	AUTOMATIC DATA PROCESSING IN	Industrials	990.0	$255K	0.02%	-429.0	-30.2%	$257.23	+0.7%
86	VNQ	VANGUARD INDEX FDS	—	2,867.0	$254K	0.02%	-532.0	-15.7%	$88.50	+1.3%
87	OTIS	OTIS WORLDWIDE CORP	Industrials	2,684.0	$234K	0.02%	-50.0	-1.8%	$87.36	-26.5%
88	O	REALTY INCOME CORP	Real Estate	4,080.0	$230K	0.02%	-551.0	-11.9%	$56.38	-4.3%
89	FTEC	FIDELITY COVINGTON TRUST	—	946.0	$213K	0.02%	-240.0	-20.2%	$224.72	+36.4%
90	GIS	GENERAL MLS INC	Consumer Defensive	4,464.0	$208K	0.02%	-178.0	-3.8%	$46.50	-31.4%
91	USMV	ISHARES TR	—	2,199.0	$207K	0.02%	-29.0	-1.3%	$94.15	+4.2%

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① Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation

Technology 43.7%

Financial Services 18.6%

Healthcare 13.6%

Industrials 6.6%

Consumer Cyclical 6.3%

Consumer Defensive 4.4%

Communication Services 3.1%

Energy 1.9%

Utilities 1.4%

Real Estate 0.4%