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Portfolio (Quarterly) Guide ↗

PLANNING DIRECTIONS INC

· CIK 0000821103
13F Portfolio $198M AUM 106 positions Filed Apr 15, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 9 New 42 Added 33 Reduced 4 Exited
Page 1 of 2  ·  33 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
1 SCHD SCHWAB STRATEGIC TR 485,048.0 $14.9M 7.53% -860K -63.9% $30.68 +6.4%
2 BSV VANGUARD BD INDEX FDS 81,713.0 $6.4M 3.24% -131K -61.5% $78.41 -0.5%
3 VT VANGUARD INTL EQUITY INDEX F 38,584.0 $5.3M 2.70% -1K -3.5% $138.32 +13.6%
4 IJR ISHARES TR 37,635.0 $4.7M 2.37% -22K -36.9% $124.31 +12.7%
5 VUG VANGUARD INDEX FDS 10,240.0 $4.5M 2.26% -421.0 -4.0% $436.80 -79.8%
6 VCSH VANGUARD SCOTTSDALE FDS 52,859.0 $4.2M 2.12% -11K -17.4% $79.27 -0.2%
7 SDY SPDR SERIES TRUST 17,873.0 $2.6M 1.32% -118.0 -0.7% $145.94 +3.1%
8 IUSG ISHARES TR 14,862.0 $2.3M 1.17% -132.0 -0.9% $155.11 +21.5%
9 VO VANGUARD INDEX FDS 6,350.0 $1.8M 0.92% -787.0 -11.0% $287.19 -72.6%
10 SHYG ISHARES TR 34,459.0 $1.5M 0.74% -95K -73.3% $42.31 +0.4%
11 VOO VANGUARD INDEX FDS 2,332.0 $1.4M 0.70% -31.0 -1.3% $597.48 +15.4%
12 AMZN AMAZON COM INC Consumer Cyclical 6,528.0 $1.4M 0.69% -61.0 -0.9% $208.27 +30.1%
13 VBR VANGUARD INDEX FDS 6,139.0 $1.3M 0.68% -431.0 -6.6% $217.26 +8.4%
14 VOE VANGUARD INDEX FDS 6,922.0 $1.3M 0.65% -201.0 -2.8% $184.29 +5.9%
15 IYJ ISHARES TR 6,771.0 $999K 0.51% -169.0 -2.4% $147.55 +7.5%
16 VHT VANGUARD WORLD FD 2,993.0 $815K 0.41% -77.0 -2.5% $272.30 +2.5%
17 VB VANGUARD INDEX FDS 2,850.0 $746K 0.38% -106.0 -3.6% $261.88 +12.0%
18 RSPS INVESCO EXCHANGE TRADED FD T 21,610.0 $637K 0.32% -1K -6.5% $29.50 +2.5%
19 VTEB VANGUARD MUN BD FDS 12,640.0 $631K 0.32% -6K -31.9% $49.89 +0.5%
20 IYH ISHARES TR 8,792.0 $542K 0.27% -1K -12.1% $61.64 +2.1%
Page 1 of 2  ·  33 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 63.3%
Consumer Cyclical 8.3%
Financial Services 6.6%
Consumer Defensive 5.4%
Industrials 5.2%
Utilities 4.3%
Energy 2.5%
Healthcare 2.1%
Communication Services 1.7%
Real Estate 0.6%